Top 10 Best Help to Buy Lenders in the UK (2026)
Ranked shortlist of lenders in our directory — same data and rules as our Help to Buy guide. Not a personal recommendation; see how we rank below.

Top 10
How this list is built
We use transparent directory signals only - no paid placement.
- Lenders must show active help to buy focus in our lender directory data.
- Order is based on active status, lender type grouping, then alphabetical tie-break.
- This is directory ordering, not a personal recommendation or financial advice.
Shortlist
Lenders in our directory with help to buy focus, ordered as above.
4 lenders
Halifax
bankHalifax
Lloyds Bank
bankLondon
NatWest
bankLondon
Nationwide Building Society
building societySwindon
Halifax
bankHalifax
Lloyds Bank
bankLondon
NatWest
bankLondon
Nationwide Building Society
building societySwindon
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.
Help to Buy ISA Rules: What You Need to Know
30 March 2026Read
Help to Buy Mortgages: Complete Government Scheme Guide
29 September 2025Read
Important Information
Mortgage118 is not a lender or broker. This page reflects directory information only and is not financial advice. Confirm FCA status and suitability with an adviser before you act.