Top 10 Best Help to Buy Lenders in the UK (2026)
Ranked shortlist of lenders in our directory — same data and rules as our Help to Buy guide. Not a personal recommendation; see how we rank below.
How this list is built
We use transparent directory signals only - no paid placement.
- Lenders must show active help to buy focus in our lender directory data.
- Order is based on active status, lender type grouping, then alphabetical tie-break.
- This is directory ordering, not a personal recommendation or financial advice.
Shortlist
Lenders in our directory with help to buy focus, ordered as above.
4 lenders
Halifax
Lloyds Bank
NatWest
Nationwide Building Society
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.
Help to Buy Alternatives: What Replaced the Equity Loan?
With Help to Buy closed, what are the alternatives in 2026? This guide covers First Homes, shared ownership, Lifetime ISAs, and other government-backed routes onto the property ladder.
Help to Buy ISA Rules: What You Need to Know
Everything you need to know about Help to Buy ISAs — contribution limits, government bonus rules, how to claim, and how they compare to Lifetime ISAs.
Shared Ownership Mortgages: How They Work in 2026
How shared ownership mortgages work, who qualifies, the staircasing process, and the pros and cons of part-buying, part-renting your home in 2026.
Help to Buy Mortgages: Complete Government Scheme Guide
Complete guide to Help to Buy mortgages. Learn about government equity loans, eligibility, and application process.
Important Information
Mortgage118 is not a lender or broker. This page reflects directory information only and is not financial advice. Confirm FCA status and suitability with an adviser before you act.