Top 10 Best Help to Buy Brokers in the UK (2026)
Ranked shortlist from our directory — same broker pool and rules as our Help to Buy guide. Not a personal recommendation; see how we rank below.
How this list is built
We use transparent directory signals only - no paid placement.
- Brokers must list help to buy in our directory, using the same matching rules as the pillar page.
- Order is based on verification signal, then average rating, then total review count.
- This is directory ordering, not a personal recommendation or financial advice.
Shortlist
FCA-regulated brokers in our directory with help to buy specialisation, ordered as above.
10 brokers
Riches Financial Services
Kingston upon Thames
Riches Financial Services is a mortgage broker based in Kingston upon Thames. Established in 2023. The firm supports clients with Adverse Credit and Auction mortgages.
JF Financial Solutions
Trafford
JF Financial Solutions is a mortgage broker based in Trafford. Established in 2018. The firm supports clients with Adverse Credit and Buy-to-Let mortgages.
Nick Gott
Plymouth
Nick Gott is a mortgage broker based in Plymouth. The firm supports clients with Adverse Credit and Buy-to-Let mortgages.
Forces Family Finance
Medway
Forces Family Finance is a mortgage broker based in Medway. Established in 2015. The firm supports clients with Adverse Credit and Buy-to-Let mortgages.
Dean Vaughan Mortgages
Llanrhidian Higher
Dean Vaughan Mortgages is a mortgage broker based in Llanrhidian Higher. Established in 2025. The firm supports clients with Bridging and Buy-to-Let mortgages.
The Mortgage Store Nottingham
Erewash
The Mortgage Store Nottingham is a mortgage broker based in Erewash. Established in 2024. The firm supports clients with Adverse Credit and Auction mortgages.
Smart City Mortgages
City of London
Smart City Mortgages is a mortgage broker based in City of London. Established in 2016. The firm supports clients with Adverse Credit and Auction mortgages.
Riach Financial LTD
North Lincolnshire
Riach Financial LTD is a mortgage broker based in North Lincolnshire. Established in 1977. The firm supports clients with Buy-to-Let and Expat mortgages.
Cyborg Finance
Bradford
Cyborg Finance is a mortgage broker based in Bradford. Established in 2020. The firm supports clients with Adverse Credit and Auction mortgages.
Art of Mortgage
Derby
Art of Mortgage is a mortgage broker based in Derby. Established in 2025. The firm supports clients with Adverse Credit and Auction mortgages.
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.
Help to Buy ISA Rules: What You Need to Know
Help to Buy Mortgages: Complete Government Scheme Guide
Important Information
Mortgage118 is not a lender or broker. This page reflects directory information only and is not financial advice. Confirm FCA status and suitability with an adviser before you act.