Top 10 Best Foreign National Lenders in the UK (2026)
Ranked shortlist of lenders in our directory — same data and rules as our Foreign National guide. Not a personal recommendation; see how we rank below.

How this list is built
We use transparent directory signals only - no paid placement.
- Lenders must show active foreign national focus in our lender directory data.
- Order is based on active status, lender type grouping, then alphabetical tie-break.
- This is directory ordering, not a personal recommendation or financial advice.
Shortlist
Lenders in our directory with foreign national focus, ordered as above.
6 lenders
Axis Bank UK
Bank of China UK
HSBC UK
Capital Rise
Magellan Homeloans
Sancus Lending
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.

Expat Buy-to-Let Mortgages: Buying UK Property from Abroad
How UK expats can get a buy-to-let mortgage to invest in UK property from overseas. Covers lender criteria, deposit requirements, currency considerations, and tax implications.

Expat Mortgages: Buying or Remortgaging from Overseas
A complete guide to expat mortgages in the UK — whether you re buying a home for return, investing, or remortgaging an existing property while living abroad.

Foreign National Mortgages: Buying Property in the UK as a Non-Resident
How foreign nationals can buy property in the UK, including visa requirements, deposit expectations, specialist lenders, and the documentation you ll need to apply.
Important Information
Mortgage118 is not a lender or broker. This page reflects directory information only and is not financial advice. Confirm FCA status and suitability with an adviser before you act.