Riach Financial LTD is a verified, FCA-regulated mortgage broker based in North Lincolnshire, DN15 7RQ, specialising in Buy-to-Let, Expat, First Time Buyers and 6 other areas. Rated 5/5 from 10 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
Awaiting broker claim/verification to unlock team profiles.
JONIDA KATROSHI
6 Nov 2025The best brokers you can ever have! Bob is always happy and prompt to answer every possible question you might have and efficient in getting your mortgage sorted ! Great knowledge and very polite ! Same for Liam he has been absolutely great they will go beyond to make sure you are happy :)
Alishia Portas
30 Sept 202510000% recommend Riach Financial. Lee’s support, advice and reassurance has helped our first time buyer journey to be a smooth, stress free process. Lee is extremely professional, down to earth and very good at his job. We’d have been lost without him. Thank you so much!
Benjamin Bramley
16 Apr 2025Bob has been absolutely fantastic throughout the whole process and has gone above and beyond in every aspect - making our life easier. He’s worth his weight in gold and will definitely be going back once our mortgage is up for renewal.
Hollie Coggan
27 Sept 2024Bob was recommended to us by a family member, firstly for being reliable and secondly being a well known honest and local businessman that can be trusted. We met Bob and from the beginning to was fabulous. Advised us but allowed us to make our own decisions regarding a house move. Bob kept us up to date and made contact throughout. He worked around us and went through everything with us in person. Can not recommended enough, thanks Bob! ☆☆☆☆☆
Jack Riach
18 Oct 2023I used James Whittingham at Riach Financial for a mortgage for my new house. He was great to work with, and helpful when we were going through the questionnaire and options. Smooth process and felt comfortable having an expert guide me through it.
Quick answers on rates, affordability, and next steps.
No pressure, no commitment. Just clear next steps.
Practical guides and explainers from our blog — relevant to this mortgage type.
The Renters’ Rights Act has raised concerns among 80% of UK landlords, with 70% believing it will negatively impact their lettings business and 77% expecting it to harm the market overall.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
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