Roff Financial Ltd

Roff Financial Ltd - Mortgage Advice Somerset | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Roff Financial Ltd

At Roff Financial Ltd, I specialise in navigating the complexities of the mortgage landscape, ensuring that my clients receive the most suitable options for their unique circumstances. Located in the heart of Somerset, my focus spans a wide range of mortgage types, including bridging finance, buy-to-let mortgages, and commercial loans. In the realm of first-time buyers, I take pride in demystifying the process, ensuring that navigating the Help to Buy scheme is straightforward and accessible. I understand the challenges that come with securing a mortgage for your first home, and I provide clear guidance every step of the way. For those looking to expand their investment portfolio, I offer expertise in buy-to-let mortgages, guiding clients through the intricacies of rental income calculations and property valuations. My approach is rooted in providing comprehensive advice to help you make informed decisions about your investments. When it comes to remortgaging, I recognise that circumstances change. Whether you’re looking to reduce your monthly outgoings or release equity for home improvements, I will assess your current situation and explore the options available to ensure you’re on the right path. My extensive knowledge of the residential mortgage market allows me to keep abreast of the latest developments and products, ensuring I provide insightful advice that aligns with your financial goals. I value open communication and believe in building lasting relationships with my clients, which is why I prioritise understanding your needs and objectives before recommending solutions. At Roff Financial Ltd, I strive to simplify the mortgage process, empowering you with the knowledge to make confident decisions about your financial future. Whether you're a first-time buyer, an experienced landlord, or seeking commercial financing, I am here to guide you through every stage, ensuring that your experience is as seamless and informed as possible.

Specialisations

BridgingBuy-to-LetCommercialFirst Time BuyersHelp to BuyRemortgagesResidential

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(39 reviews)

Samantha

31 Jan 2026

I highly recommend Roff Financial. I had a fantastic experience with Roff Financial. Luke came to my house, put me at ease, and sourced the best product for me without ever making me feel pressured. He provided clear choices at every stage. Ammie was also amazing, keeping things moving and communicating directly with the solicitor where needed. Thank you both for your dedication and support I won’t look to go anywhere else, apart from Roff Financial when my fixed term mortgage needs reconsideration.

jay rider

27 Jan 2026

Luke and his team have been amazing. They have provided us with lots of clarity in stressful period. Luke has helped me and partner throughout the process understand everything and what the next steps were. I couldn’t recommend him any more he was absolute fantastic.

Stacey Aggus

12 Dec 2025

Our lovely friend recommended Luke to get us back on the property ladder and what a fab recommendation this was. Luke dealt with everything and made the mortgage process feel completely at ease. Couldn't of asked for anything better! Thank you so much Luke and Ammie for all your hard work 🏠.

The Dorset Carper

5 Dec 2025

After being recommended Roff financial by my brother i can safely say I would recommend them to anybody seeking financial advice. We used Luke to negotiate our remortgage and help to paying off our help to buy loan. the whole process from start to finish was faultless. Luke was always a phone call or message away and nothing was to much trouble. we will definitely be using Roff financial services again in the future. If like me you're not to good with modern technology and modern processes regarding mortgages then Luke will put your mind at ease. Thanks again to Roff financial services. 5 star rating from me and the wife.

jamie headon

4 Dec 2025

We recently used Luke as our financial advisor and couldn't recommend him more! As a first time buyer the process felt very overwhelming but Luke immediately made us feel at ease. He patiently explained every step and helped us with any queries we had and nothing was too much trouble. His communication was fantastic and always got back to us as soon as he had a chance to. His knowledge of the market is second to none and he secured us a great rate on our mortgage and our life insurance. Luke has made what could have been a very stressful experience into a surprisingly smooth one, and we wouldn't hesitate to use him again in the future