Direct Independent Financial Consultants

At Direct Independent Financial Consultants, I specialise in providing comprehensive mortgage advice specifically for residential properties. Based in Cheltenham, I understand the unique challenges faced by homebuyers and property investors in the current market. My focus is on guiding clients through the complexities of securing a mortgage that suits their individual circumstances. I believe in a thorough understanding of my clients’ needs. During our initial consultation, I take the time to discuss your financial situation, homeownership goals, and any concerns you may have. This allows me to offer insights and recommendations that are both relevant and actionable, ensuring you feel informed every step of the way. Navigating the mortgage landscape can often feel overwhelming. I simplify the process by breaking down options and explaining the implications of different types of mortgages, from fixed and variable rates to government schemes. By keeping abreast of market trends and lender requirements, I ensure that you receive accurate and timely information that empowers you to make confident decisions. Once we identify the right mortgage option for you, I take the lead in managing the application process. This includes liaising with lenders, submitting necessary documentation, and keeping you updated on progress. My aim is to alleviate any stress associated with the application, allowing you to focus on finding your new home. I pride myself on being approachable and transparent throughout our interactions. Whether you are a first-time buyer or looking to remortgage, I am committed to providing a clear understanding of your choices and the mortgage process. My goal is to ensure that every client feels supported and informed as they move forward with one of the most significant financial decisions of their lives.