Julie Plant
1 Mar 2026Excellent service from Jamie. Very clear and quick to respond. We had a complicated re mortgage situation which he was able to find a solution for us Thank you
Jamie Griffiths Mortgage and Protection advisor -HQ Mortgage and Finance is an FCA-regulated mortgage broker based in Bristol, City of, BS2 8EQ, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 4.9/5 from 12 reviews.
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Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Julie Plant
1 Mar 2026Excellent service from Jamie. Very clear and quick to respond. We had a complicated re mortgage situation which he was able to find a solution for us Thank you
Jess Taylor
26 Feb 2026Top top tier service. Jamie was available at all stages through a long buying process regularly taking calls and emails at out of office Hours and even helped us multiple times whilst on annual leave. Cannot recommend enough, great guy !
Emma Charman
19 Jan 2026Jamie was absolutely amazing from start to finish. He always gets back to you, stays in contact, and keeps you updated throughout the whole process. We are loving our new home. Thank you so much.
Bernadette De Los Santos
25 Nov 2025“My husband and I are so grateful for the outstanding support we received from our mortgage adviser, Jamie. He explained everything clearly, answered all our questions, and helped us secure the best deal for our (on visa) situation. We felt supported every step of the way. Truly excellent service!”
Luz Zepeda
25 Nov 2025Jamie was an absolute star. He managed to find me a mortgage at a really good rate and explained to me the different options available in great detail, taking the time and re-explaining when I needed. He did a full analysis to ensure I was getting the best option for me, including the option to port my current mortgage. He also made sure to find the right income protection and life insurance products that would suit me best considering the benefits I get from my job. Would highly recommend.
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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