PHLS Mortgages is an FCA-regulated mortgage broker based in Medway, ME8 7FL, specialising in Residential. Rated 5/5 from 23 reviews.
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Meet our experienced team of mortgage professionals
Adam
10 Jan 2026Our mortgage process couldn't of been made easier thanks to Andy, he works around you and has your best interests at heart. Nothing was ever too much and communication was excellent throughout, really easy going, friendly and professional. Would thoroughly recommend PHLS for all your mortgage and life insurance needs.
Max Scally
8 Jan 2026I cannot recommend PHLS Mortgage Services enough. From the initial enquiry to completing our mortgage renewal, Andy was attentive and transparent every step of the way. Thank you for all of your help - 10/10!
Rachel Y
19 Aug 2025PHLS Mortgages were recommended to us by a family member and we are so glad we used Andy. We have now used Andy twice, once initially as we bought our house and then upon mortgage renewal. Andy is very responsive, helpful and knowledgeable and would definitely recommend. Thanks again
Abi Dockwray
19 Feb 2025We're using PHLS Mortgage Services to buy our first family home and Andy has been so helpful. He was recommended by a family friend and has lived up to expectations. He is always on hand if we have any questions, has so many different options and takes the time to go through everything. At times it feels like buying a house takes forever, but Andy has done everything he can to have the mortgage and insurances in place quickly. Wouldn't use anyone else to make such a long and stressful process, that little bit easier! Thanks! Abi and Gareth
Suzanne Parmenter
16 Nov 2024Happy to share our excellent experience with Andy at PHLS Mortgage Service. Very professional service provided whilst trying to find the right mortgage for our upcoming house move. Andy went through various options from early payments to over payments but most importantly finding the lowest rate suitable for our plans. If you're looking for an independent mortgage advisor I would recommend you speak to Andy at PHLS. Fantastic !!
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Regulatory Status
Direct Authorisation
FCA Number
944298Practical guides and explainers from our blog — relevant to this mortgage type.
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