Ed Davey Mortgage Services

Ed Davey Mortgage Services - Guildford Broker | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Ed Davey Mortgage Services

At Ed Davey Mortgage Services, based in the heart of Alton, I specialise in guiding clients through the often complex landscape of mortgages. My focus encompasses four key areas: Buy-to-Let, First-Time Buyers, Remortgages, and Residential mortgages. Each of these sectors presents unique challenges and opportunities, and I pride myself on my ability to navigate them with expertise. For first-time buyers, I know that entering the property market can be daunting. I take the time to demystify the process, providing clear insights into the various mortgage options available. I understand the nuances of government schemes that can assist new homeowners in stepping onto the property ladder, ensuring that the experience is as smooth and straightforward as possible. In the realm of Buy-to-Let, I can help you evaluate potential investment properties and understand the implications of buy-to-let mortgages. The market can be unpredictable, and I offer insights into rental yields and property management considerations to ensure my clients make informed decisions that align with their financial goals. Remortgaging is another area where I provide substantial guidance. Whether clients are looking to release equity, secure a better interest rate, or switch lenders, I assess their current financial situation and future plans. My approach is to ensure clients understand the potential benefits and drawbacks of their decisions, giving them the confidence to act in their best interests. Residential mortgages require an understanding of the diverse lending criteria and available products. My comprehensive knowledge allows me to sift through the options and present clients with solutions that fit their circumstances, whether they are purchasing their forever home or moving for a change in lifestyle. Communication is key throughout the mortgage process. I prioritise keeping clients informed, ensuring they understand each step and are comfortable with their choices.

Specialisations

Buy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(275 reviews)

Tahsin Rahman

6 Mar 2026

Cannot recommend Ed enough – fantastic communication throughout the entire process, always keeping us informed every step of the way. Even outside of normal working hours, Ed was quick to respond and happy to help, which made everything feel smooth and stress-free. Truly professional, reliable, and a pleasure to deal with. Highly recommended!

Oliver Bush

28 Jan 2026

Ed is one in a million, from start to finish he makes you feel like you are his only client. I couldn't recommend him more and the fee he charges feels minimal compared with the service he provides. Ask Ed any question and he will make it his mission to find you the answer. The harder the better. If you are a first time buyer, like i was, Ed will hold your hand through the whole process. He is a fountain of both knowledge and patience I couldn't of done any of the house buying process without him.

Pierre Roy

27 Jan 2026

Ed has been absolutely amazing from start to finish. From the very beginning, he was incredibly responsive and took the time to explain everything clearly, which made such a difference for us as first-time buyers. Nothing ever felt rushed or confusing — he made sure we truly understood each step of the process. He was even able to secure an amount we never thought would be possible, which we’re still so grateful for. What started as reaching out to a business quickly turned into feeling like we had someone genuinely in our corner. We honestly feel like we’ve gained not just an exceptional mortgage broker, but a new friend to help us along our property journey for the future. We couldn’t recommend him highly enough.

Simon Walley

10 Jan 2026

Absolutely zero hesitation in recommending Ed and his team. Ed’s knowledge and experience is invaluable across the whole property buying experience & I can’t fault the service and support provided. He makes what can be a sometimes stressful experience a whole lot easier to navigate.

Sam L

25 Nov 2025

Ed has been incredibly helpful, going above and beyond to provide advice on my mortgage. As a first-time buyer and someone with a disability, he's held my hand throughout the process and taken extra time and care to make sure I fully understood all parts of the process and what the best deal was for me. It made a huge difference and I think I would have found the whole thing much more difficult and stressful with anyone else. Would highly recommend Ed's services, and do so to all my friends and family who are also buying a home.