Patrick James Solutions is an FCA-regulated mortgage broker based in Chorley, PR7 5BY, specialising in Residential.
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Meet our experienced team of mortgage professionals
Joshua Short
23 Jan 2026Been using these guys and girls for several years now, could not recommend higher. Always have time to answer any questions, make appointments for anything you’re not sure of and will assist in anyway they can. Never been pushy once. Will continue to use again. Great work to Paddy and his team.
George
19 Jan 2026We have used PJS for our first house purchase, re-mortgage and most recently a house move. Every time they have been utterly fantastic. In a world so alien, paddy and Laura were both extremely helpful in both supporting the process and helping us to understand everything. Any time of day we could send a message and get a quick response. They helped to push the process forwards and gave vital support that helped us to feel much less alone at crunch time during our move! I really recommend PJS and Paddy & Laura are especially fantastic!
Lisa Wharton
5 Dec 2025Massive thank you to Paddy and Laura, and the team at PJS. Me and my little boy have spent our first night in our very own home, which feels super surreal as I didn’t ever think I’d be able to get a mortgage alone. Paddy knows the industry inside out and is really responsive to even the most confusing of my queries. Laura is a total asset and incredible at her job, even on days she wasn’t meant to be working she would reply. She’s chased things for me and gone the extra mile- even things that I’m sure aren’t her job to do. The process was unbelievably smooth really which I’m also amazed by.
Ian Robinson
7 Oct 2025Outstanding from start to finish! Dealing with Paddy and his team at PJS just feels like speaking to friends, who genuinely care and do everything possible to improve your circumstances. This is the 2nd time in 10 years that I have used their services for re-mortgage and insurance, and I won’t go anywhere else. My elderly mother didn’t think she could re-mortgage, didn’t think she could get mortgage protection insurance and thought she would never be able to consolidate her unaffordable debts… Today she’s smiling (and probably shedding a tear from relief) as all her financial challenges have just disappeared. You know it’s been done right when the advice fee feels like a bargain.
Sean Robinson
3 Jul 2025The team provided an absolutely outstanding service frm start to finish. In providing our advice Paddy helps us problem solve a number of difficult choices and dilemmas which gave us confidence in our decisions. They got us fantastic deals, the communication was regular and supportive, managing our needs and expectations( Laura even messaged when she was meant to be on holiday- above and beyond👏). Big thank you to Paddy, Laura and Jo. Highly recommended. Sean and Jen x
No memberships listed.
Regulatory Status
Appointed Representative
Authorised Representative Of
Quilter Mortgage Planning Limited
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