Dicio Finance Limited

Dicio Finance Limited - Mortgage Advice Chester | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Dicio Finance Limited

At Dicio Finance Limited, I focus on simplifying the mortgage process for clients across the North West. Based in Chester, I am deeply familiar with the local property landscape, which allows me to provide insightful guidance tailored to the unique needs of each client. My commitment lies in demystifying mortgages, ensuring that clients feel informed and empowered throughout their home-buying journey. I specialise in a range of mortgage products, including residential, buy-to-let, and specialist lending. Navigating the complexities of these options can be daunting, but I take pride in providing clear, actionable advice. For first-time buyers, I understand the challenges of entering the property market and aim to alleviate the stress of securing a mortgage. For seasoned landlords, I offer nuanced insights into buy-to-let mortgages, helping to optimise investment strategies. The mortgage application process can often feel overwhelming, with a multitude of documents and requirements. I guide clients step-by-step, ensuring they understand what to expect at each stage. From assessing eligibility to submitting applications, my approach is structured yet adaptable, responding to the dynamic nature of the mortgage landscape. I keep clients informed about the progress of their applications, reducing uncertainty and anxiety. Furthermore, I recognise that each financial situation is different. I delve into individual circumstances, exploring various mortgage options that align with clients’ financial goals. This thorough analysis allows for informed decision-making, ensuring that clients are not only aware of potential costs but also the long-term implications of their choices. In the ever-evolving mortgage market, staying updated on regulatory changes and lending criteria is crucial.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

1(1 reviews)

Adam Olausson

23 Nov 2023

1. Deceptive Financing Representation: Despite initial assurances of 75% Loan-to-Value (LTV) financing eligibility, the property, upon purchase, proved to be entirely unmortgageable. Even bridging loan lenders were unwilling to offer a 75% LTV, leading to a fee payment with no corresponding benefit. 2. Unsupported Below Market Value (BMV) Assertion: Dicio claimed a 10% BMV for the acquired property, yet failed to furnish evidence or contact information for the valuer responsible. This absence of supporting documentation resulted in loan rejections, as other valuers couldn't find comparable properties sold at a similar price. 3. Protracted Mortgage Broker Communication: The responsiveness of the mortgage broker was consistently sluggish, often taking several days or even weeks to address my inquiries.