TL;DR
- •Fintel Services launches Omni Mortgage Club, a platform designed to support advisers in a complex lending environment.
- •The club offers a comprehensive lending panel, advanced technology, and self-service options..
- •This launch demonstrates Fintel s commitment to raising professional standards and providing meaningful value to advisers, with a comprehensive lending panel, innovative technology, and self-service options.
On 6 May 2026, Fintel Services launched the Omni Mortgage Club, a new platform aimed at meeting the needs of advisers in an increasingly complex lending environment. This launch demonstrates Fintel’s commitment to raising professional standards and providing meaningful value to advisers, with a comprehensive lending panel, innovative technology, and self-service options.
Omni Mortgage Club: A Closer Look
Benefits for Advisers
Omni Mortgage Club offers a comprehensive lending panel, advanced technology, and self-service options. Tailored dashboards, compliance and ancillary resources are among the benefits. Advisers can register their interest in joining via the club’s website.
Impact on the Mortgage Market
David Morris, managing director of mortgages at Santander, noted that intermediary distribution forms a crucial part of the evolving mortgage market. He expressed his enthusiasm for working with Omni Mortgage Club as they bring their new club to market. This indicates a positive reception from major industry players.
Worked Examples: How Omni Mortgage Club Could Impact Borrowers
First-Time Buyer
A first-time buyer, securing a £250,000 repayment mortgage at 75% LTV, could potentially benefit from the expertise of advisers using Omni Mortgage Club. Assuming an interest rate of 3.75% (the Bank of England base rate as of April 2026), their monthly payments would be around £1,157. The support and resources available to advisers through Omni Mortgage Club could help secure the best possible deal for such borrowers.
Remortgager
A remortgager with a £200,000 mortgage, looking to secure a better rate, could also benefit. Assuming a 75% LTV and an interest rate of 3.75%, their monthly payments would be around £926. The comprehensive lending panel and advanced technology available to advisers through Omni Mortgage Club could help identify the most suitable remortgage options.
Market Context: The Bigger Picture
Current Mortgage Climate
As of May 2026, the UK base rate stands at 3.75%. This is a significant increase from the 0.1% base rate seen in 2020, indicating a more challenging environment for borrowers. The launch of Omni Mortgage Club is timely, providing advisers with the tools to navigate this complex landscape.
Comparing to Previous Year
Compared to May 2025, the base rate has increased by 0.5%. This increase may have resulted in higher mortgage repayments for many borrowers, emphasising the importance of expert advice in securing the best rates. Omni Mortgage Club’s comprehensive lending panel and advanced technology could prove invaluable in this context.
Frequently Asked Questions
What is Omni Mortgage Club?
Omni Mortgage Club is a new platform launched by Fintel Services on 6 May 2026. It provides advisers with a comprehensive lending panel, advanced technology, and self-service options to better serve their clients.
How can Omni Mortgage Club benefit advisers?
Advisers can benefit from Omni Mortgage Club’s comprehensive lending panel, advanced technology, and self-service options. These resources can help advisers better serve their clients and navigate the complex lending environment.
What is the current UK base rate?
As of April 2026, the UK base rate is 3.75%, as set by the Bank of England.
How has the base rate changed over the past year?
Compared to May 2025, the base rate has increased by 0.5%, from 3.25% to 3.75%.
About David Sampson
David Sampson writes about the UK mortgage market for Mortgage118, covering specialist lending, market trends, and practical advice for borrowers. All content is reviewed for accuracy against FCA guidelines and current market data.