Top 10 Best Adverse Credit Brokers in the UK (2026)
Ranked shortlist from our directory — same broker pool and rules as our Adverse Credit guide. Not a personal recommendation; see how we rank below.
How this list is built
We use transparent directory signals only - no paid placement.
- Brokers must list adverse credit in our directory, using the same matching rules as the pillar page.
- Order is based on verification signal, then average rating, then total review count.
- This is directory ordering, not a personal recommendation or financial advice.
Shortlist
FCA-regulated brokers in our directory with adverse credit specialisation, ordered as above.
10 brokers
The HMO Mortgage Broker
Newham
The HMO Mortgage Broker is a mortgage broker based in Newham. Established in 2017. The firm supports clients with Adverse Credit and Buy-to-Let mortgages.
PBSAX Financial Services
Cambridge
PBSAX Financial Services is a mortgage broker based in Cambridge. Established in 2010. The firm supports clients with Adverse Credit and Auction mortgages.
Creditplus
Bournemouth
Creditplus is a mortgage broker based in Bournemouth. The firm supports clients with Adverse Credit and Residential mortgages.
Yellow Brick Mortgages
Norwich
Yellow Brick Mortgages is a mortgage broker based in Norwich. The firm supports clients with Adverse Credit and Auction mortgages.
Create Finance
Derby
Create Finance is a mortgage broker based in Derby. The firm supports clients with Adverse Credit and Auction mortgages.
Advantage FS - Bristol Mortgage Broker
Bristol
Advantage FS - Bristol Mortgage Broker is a mortgage broker based in Bristol. The firm supports clients with Adverse Credit and Buy-to-Let mortgages.
Advantage Financial Solutions
Thornbury
Advantage Financial Solutions is a mortgage broker based in Thornbury. The firm supports clients with Adverse Credit and Auction mortgages.
The Finance Planning Group
Crawley
The Finance Planning Group is a mortgage broker based in Crawley. The firm supports clients with Adverse Credit and Buy-to-Let mortgages.
Allegro
Stantonbury
Allegro is a mortgage broker based in Stantonbury. The firm supports clients with Adverse Credit and Auction mortgages.
Finance Planning
Haywards Heath
Finance Planning is a mortgage broker based in Haywards Heath. The firm supports clients with Adverse Credit and Auction mortgages.
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.
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Adverse Credit Mortgages: Your Complete Guide to Getting Approved
Having adverse credit doesn t mean you can t get a mortgage. Learn how to secure approval with our complete guide.
Adverse Credit Mortgages: Your Complete Guide to Getting Approved
Having adverse credit doesn t mean you can t get a mortgage. Learn how to secure approval with our complete guide.
Important Information
Mortgage118 is not a lender or broker. This page reflects directory information only and is not financial advice. Confirm FCA status and suitability with an adviser before you act.