Wey Bridging
Specialist LenderWey Bridging is a Surrey-based specialist bridging finance provider offering short-term property loans across England and Wales. The lender is known for a personal, relationship-driven approach to bridging, with experienced principals who are closely involved in each transaction.
About Wey Bridging
Wey Bridging is a specialist bridging lender based in Surrey, offering short-term property finance for investors and developers across England and Wales. The lender takes its name from the River Wey in Surrey and was founded on a philosophy of relationship-driven lending. Wey Bridging's principals are closely involved in each deal, bringing personal attention and rapid decision-making to every transaction.
Wey Bridging provides first charge bridging loans on residential and commercial property. The lender covers purchases, refinances, auction transactions, and light refurbishment projects. Wey Bridging is known for a personal touch that sets it apart from larger, more corporate bridging lenders. Borrowers and brokers work directly with experienced decision-makers.
Wey Bridging operates through broker partners and has developed strong, lasting relationships within the intermediary community. The lender's Surrey base gives it a perspective outside the London lending cluster, though it lends across England and Wales. Wey Bridging has grown through personal reputation and word-of-mouth referrals.
Lending Focus
Wey Bridging offers mortgage products across 3 categories including Commercial, Bridging, Limited Company.
Key Features
- Personal, relationship-driven bridging lender
- Experienced principals directly involved in each deal
- First charge lending on residential and commercial property
- Surrey-based with coverage across England and Wales
- Rapid decision-making through principal-led structure
Pros & Cons
Pros
- Personal, relationship-driven approach — not a faceless institution
- Principals directly involved ensures rapid, informed decisions
- Strong personal reputation built on trust and delivery
- Surrey base provides perspective outside the London lending cluster
Cons
- –Broker-only — no direct-to-consumer access
- –Maximum LTV of 70% is lower than some competitors
- –Smaller capacity — may not suit very large loan requirements
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value
- Early Repayment Charge
- No ERC — can exit at any time without penalty
- Overpayment Allowance
- No restrictions — full early repayment permitted
Mortgage Rates
Rate data coming soon. View rates on Wey Bridging
| Product | Initial Rate | Type | Initial Term | Revert Rate |
|---|---|---|---|---|
| 2 Year Fixed | TBC | Fixed | 24 months | TBC |
| 5 Year Fixed | TBC | Fixed | 60 months | TBC |
| Tracker | TBC | Variable | 24 months | TBC |
Application Process
- Processing Time
- 2–3 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 4 weeks from date of offer
Lending Criteria
- Maximum LTV
- 70%
Frequently Asked Questions
Where is Wey Bridging based?
Wey Bridging is based in Surrey, named after the River Wey. Despite being outside London, the lender provides bridging finance across the whole of England and Wales.
What makes Wey Bridging different from larger bridging lenders?
Wey Bridging offers a personal, relationship-driven service where the principals are directly involved in each transaction. This provides faster decisions and a more personal experience than larger, corporate lenders.
What is the maximum LTV for Wey Bridging?
Wey Bridging typically lends up to 70% LTV on bridging loans, depending on the property type and overall deal quality.
Can Wey Bridging fund auction purchases?
Yes, Wey Bridging is experienced with auction transactions and its principal-led structure enables the fast decisions needed to meet tight auction completion deadlines.
How to Apply
Broker only. Wey Bridging products are available through mortgage brokers. Find a broker with Wey Bridging on their panel.
Similar Lenders
View all lenders| Name | Niches | Type | Max LTV |
|---|---|---|---|
| 4SYTE | Commercial, Bridging, Limited Company | Specialist | 75% |
| Albatross Capital | Commercial, Bridging, Development+1 | Specialist | 75% |
| Apex Bridging | Commercial, Bridging, Limited Company | Specialist | 75% |
| Ascot Bridging | Commercial, Bridging, Limited Company | Specialist | 75% |
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