KSEYE
Specialist LenderKSEYE is a London-based specialist lender focused on short-term property finance for commercial and semi-commercial assets. Known for speed and flexibility, KSEYE provides bridging loans to experienced investors and developers through intermediary partners.
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About KSEYE
KSEYE is a specialist bridging lender headquartered in London, providing short-term property finance for commercial, semi-commercial, and mixed-use assets. The lender was established to serve professional property investors and developers who require fast, flexible funding for time-sensitive transactions. KSEYE focuses on delivering competitive terms with a streamlined underwriting process.
KSEYE offers first and second charge bridging loans secured against a range of property types. The lender is particularly active in the commercial bridging space, financing acquisitions, refinances, and capital raises against income-producing and vacant commercial property. KSEYE prides itself on transparent pricing and a dedicated case management approach.
KSEYE is broker-only and works with established property finance intermediaries across the UK. The lender uses its own balance sheet funding, which enables quick decision-making and certainty of execution. KSEYE has built a strong reputation in the specialist bridging market for reliability and speed.
Lending Focus
KSEYE offers mortgage products across 3 categories including Commercial, Bridging, Limited Company.
Key Features
- Short-term bridging loans for commercial and semi-commercial property
- First and second charge lending available
- Balance sheet funded for speed and certainty
- Dedicated case manager assigned to every deal
- Transparent pricing with no hidden fees
Pros & Cons
Pros
- Fast execution backed by own balance sheet funding
- Specialist commercial bridging expertise
- Dedicated case manager for each transaction
- Transparent fee structure with competitive rates
Cons
- –Broker-only — no direct-to-consumer access
- –Primarily focused on commercial — limited residential bridging
- –Does not offer development finance or longer-term products
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value
- Early Repayment Charge
- No ERC — interest on full term or minimum period
- Overpayment Allowance
- No restrictions — can repay at any time
Mortgage Rates
Rate data coming soon. View rates on KSEYE
Application Process
- Processing Time
- 1–3 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 6 weeks
Lending Criteria
- Maximum LTV
- 75%
Frequently Asked Questions
What types of property does KSEYE lend against?
How quickly can KSEYE complete a bridging loan?
Does KSEYE offer second charge bridging loans?
Can I apply directly to KSEYE for a bridging loan?
How to Apply
Broker only. KSEYE products are available through mortgage brokers. Find a broker with KSEYE on their panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.