Three Shires Financial Group

Huge thank you to Phil who helped us navigate the purchase of our first home! We came into the process not having a lot of knowledge and Phil was amazing in explaining everything to us! He was ALWAYS available whenever we called and had such a friendly approach, which really took away a lot of the stress. We would highly recommend Phil for anyone who is purchasing/remortgaging, he has a lot of knowledge and experience which allowed us to not only get the best suited mortgage but also to find our perfect house! Thanks Phil!

We had an amazing experience with Phil. He was incredibly communicative, even reaching out in the evenings when there were time-sensitive offers, which we really appreciated. Meeting him in person made the whole process more reassuring, and he explained everything clearly, which put us at ease. He kept us updated regularly by phone and handled our mortgage offer super efficiently, getting us the best deal possible. We were really impressed with his professionalism and friendly approach and would absolutely recommend him to anyone who needs guidance through what can be a complicated process. We’ll definitely be using him again!

Phil supported me through my recent sale/purchase. Brilliant advice, good communication & really reassured me with any anxieties I had. Phil took the time to explain everything clearly in the confusing world of mortgages. I wouldn’t hesitate to use Phil again and would highly recommend. Made the whole stressful process that little bit easier. Thank you!

I recently worked with Phil Johnston for my first home purchase. The experience was exceptional from start to finish. Every aspect of the process was handled with professionalism, efficiency, and genuine care. Communication was consistent and prompt—any questions i had were answered quickly and thoroughly. What really stood out was his attention to detail and commitment to finding the best possible mortgage solution. After being turned away by several other mortgage brokers who said my situation was too complex, I was beginning to lose hope. The condition of the property made it difficult to secure financing, and no one seemed willing or able to find a solution, until I found Phil. I never felt rushed or pressured, just fully supported by someone who genuinely had my best interests at heart. He made what could have been a stressful process, smooth and straightforward. I highly recommend Phil to anyone looking for a skilled, trustworthy, and all-around excellent mortgage broker.

The experience with three shires has been expectational. I worked with Phil Johnston who helped me remortgage an existing buy to let mortgage. He sourced a great product that saved me a lot of money on a monthly basis and made the process so simple. Phil was Very diligent and trustworthy as well as being the best advisor I have ever dealt with. Highly recommend