Find the best FCA regulated mortgage brokers & advisers in St Andrews, South West, England. Get expert help with home buying, remortgaging, equity release and more.
There are 2 approved mortgage brokers in St Andrews, South West, England, including 0 verified and 2 rated 4.5 or above. Top specialisations include Buy-to-Let, Commercial, Bridging.
Directory data as of 31 May 2026
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Sample adviser photos for illustration.
| # | Broker | Verified | Rating |
|---|---|---|---|
| 1 | Illuminate Mortgages | 5.0 (78) | |
| 2 | TY Mortgages | 5.0 (63) |
Browse other areas in South West with brokers listed on Mortgage118.
House price figures from the UK House Price Index. For the Bank of England base rate, see our dedicated page (also in the site footer).
Unified 10-year view: average price, annual change, and current property-type levels in one chart.
Time window
May 2016 to January 2026
LHS shows monthly average prices in GBP; RHS shows monthly year-on-year % change. Dashed horizontal lines show latest property-type levels (December 2025).
Source: HM Land Registry UK House Price IndexUpdated: 31/05/2026
Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.
St Andrews (South West) lists 2 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £301,226 — up 0.3% year-on-year.
The South West saw modest growth of 0.3% in 2025. The region's mix of coastal towns, rural areas, and cities like Bristol creates a varied market. Remote working trends continue to support demand in previously less accessible locations.
Typical prices £301,000 (regional proxy for South West).
Annual movement about 0.3% (flat).
The South West saw modest growth of 0.3% in 2025. The region's mix of coastal towns, rural areas, and cities like Bristol creates a varied market. Remote working trends continue to support demand in previously less accessible locations.
The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.
You can compare 2 firms side by side.
Collective review score is 5.0/5 across 2 brokers with ratings — use it alongside specialisms and fee transparency.
Property types vary enormously — from Bristol city flats to Cornish cottages. A local broker who understands non-standard construction (common in older properties here) can access specialist lenders most buyers wouldn't find on their own.
On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.
Most offer a no-obligation first call so you can sense-check strategy before paying anything.
