Ursula Family First
29 Jan 2026Excellent service and really fast turnaround! thank you so much to Chris and Lorna for the efficiency and great deal they got us!
NGI Finance Ltd is an FCA-regulated mortgage broker based in West Oxfordshire, OX28 3AB, specialising in Buy-to-Let, Commercial, Development and 5 other areas. Rated 4.9/5 from 29 reviews.
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Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Ursula Family First
29 Jan 2026Excellent service and really fast turnaround! thank you so much to Chris and Lorna for the efficiency and great deal they got us!
David Worthington
3 Oct 2025Lorna & Chris have been superb to work with, I can highly recommend them for their professional and friendly approach, thank you both!
Rajan Panesar
24 Jun 2025We had an excellent experience working with NGI Finance. From start to finish, the process was handled with outstanding efficiency and professionalism. A special thank you to Alex, who was incredibly knowledgeable, responsive, and strategic in his approach. He took the time to understand our needs and provided solutions that were both practical and forward-thinking.
Manish Chitnis
23 Oct 2023In my role of a business owner of multiple businesses I have worked with many suppliers and Consultants in various sectors . I have to say a few match my expectations on - Quality of work , Customer service and Speed of response ! Ian Nash from NGI Finance scores top on all fronts. I would highly recommend Ian and his services to anyone looking for business growth and expansion projects. Highly knowledgable and great portfolio of services network. Many Thanks Ian and Grateful for all your support to Dental Concepts . Regards Dr Manish
Tracey D. Davis
10 Aug 2023Sam Jones from NGI was a great help when we needed his advice earlier in the year. He sat with us and listened trying to understand the situation, as it was we didn't need the service but he had kindly given his time for free (well with a coffee!) I can and always recommend Sam at this company, Thank you
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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