Tony Ambridge, Mortgage and Protection Adviser is an FCA-regulated mortgage broker based in Tandridge, RH8 0JQ, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 35 reviews.
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Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Peter Parker
5 Sept 2024Tony took all the stress out of our remortgage. We were also including our ‘help to buy’ which added a layer of complexity that Tony dealt with without missing a beat. Excellent value for the service. Tony was always available and replied promptly to even my most idiotic of questions. Highly recommend.
Hollie Maven
4 Sept 2024We needed an experienced mortgage advisor to help us with our remortgage due to it being help to buy so instructed Tony. He was excellent throughout the process, constantly keeping us informed and extremely thorough. He noticed the smallest details which we would have overlooked and is extremely knowledgeable - there was not a question we asked him that he didn’t know! I would highly recommend him, it was a great experience from start to finish
Michelle Dawson
8 Feb 2024Tony has been so helpful with helping me re-mortgage, with a Help to Buy loan and a transfer of equity. It was quite a complex remortgage but Tony was so patient with my many questions and always explained everything to me. I have recommended him to family and friends and could not recommend him enough! Tony made the process completely stress free as he gave different options available! Thanks Tony for all your hard work!
Tayler Maddock
15 Jan 2024Tony Ambridge was our mortgage adviser for our recent property purchase and we cannot express how grateful and happy we are that he was. He clearly advised us throughout the process, took the time to answer all of our questions (of which we had lots!) and was extremely efficient which really helped us move through the process swiftly. Buying a home can be stressful but Tony really made the process extremely smooth. He is trustworthy, smart and personable and we really recommend him to anyone who is thinking of buying a home. A true credit to his profession Tayler & Hannah
Daveena Nandha
1 Nov 2023As a first time home buyer, I was extremely anxious about the whole process. However after my conversation with Tony ( my mortgage advisor) I felt so calm and reassured. He spoke to be about the whole mortgage process and protection policy. It made me understand the whole aspect of buying my own home in a stress free way. Tony is a polite and friendly individual who I would recommend and I will remain in contact with. If you need a mortgage and want an advisor who will listen and explain everything to your level without jargon, I highly recommend you contact Tony. Thank you so much.
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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