Westways Financial

Westways Financial - Mortgage Advice Kent | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Westways Financial

At Westways Financial, I specialise in guiding clients through the often complex world of mortgages. Based in Northfleet, Gravesend, I have a deep understanding of the local property market and the unique challenges faced by buyers and homeowners in Kent. My focus is on three key areas: helping first time buyers navigate their initial purchase, supporting homeowners through remortgaging, and providing assistance with residential mortgages. For first time buyers, I recognise that entering the property market can feel overwhelming. I take the time to explain the entire process, from understanding credit scores to selecting the right mortgage product. By breaking down the steps and clarifying what to expect, I empower clients to make informed decisions. My insights into government schemes, such as Help to Buy and Shared Ownership, can also provide valuable options for those stepping onto the property ladder for the first time. When it comes to remortgaging, I understand that homeowners often seek to reduce their monthly payments or access equity in their property. I analyse existing mortgage terms and market trends to identify potential savings. My approach involves a thorough assessment of clients' current financial situations and long-term goals, ensuring that any remortgage decision aligns with their broader financial plans. In the realm of residential mortgages, I assist a diverse range of clients, from those purchasing their first home to experienced investors. I take pride in my ability to navigate complex cases, whether it involves unique income situations or specific property types. By harnessing my extensive knowledge of mortgage products available, I help clients find options that fit their circumstances. Throughout the entire process, I prioritise clear communication and transparency. I am always available to answer questions and provide updates, ensuring clients feel informed at every stage of their mortgage journey.

Specialisations

First Time BuyersRemortgagesResidential

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(188 reviews)

Ucindami Mafeni

9 Mar 2026

I started thinking about getting life insurance for my wife and I shortly after having our first child, as I wanted to make sure they were taken care of should I no longer be here. In this regard, I found the overall service provided by Westways second to none. The team is very on it, and kept my wife and I up to to date with the progress of our application (while also prodding us for information they needed without being too pushy). They were also very willing and able to explain the various products that were available, ensuring that recommendations were best suited to our needs. I’ll be coming to them again in the near future regarding critical illness cover and income protection.

A G

4 Feb 2026

We can’t thank Alex enough for all the hard work and perseverance over the past many, many months. The process wasn’t always easy, but thanks to Alex, we now have our forever home 🏡🥳 Alex showed incredible dedication, patience, and commitment every step of the way. The support and guidance we received made a huge difference, and we truly felt looked after throughout the entire journey. We’re so grateful to have had Alex guiding us through such an important milestone. Highly recommend! ⭐️⭐️⭐️⭐️⭐️

Andy Ruck

28 Nov 2025

Had a great experience using Westways Financial. Our mortgage product was coming to an end and we needed to review what the best course of action would be for the next few years. The impartial advice from Karl and the team gave my wife and I a chance to make an informed decision without any pressure or any obligation - just honest information that gave us a full picture of what each option was and the implications it would have on our payments going forward. Couldn't be happier with the service and will be going back to them in 3 years time when our product changes again!

Jack Robbins

13 Oct 2025

I just want to say a big thank you to Karl and the team at Westways Financial for all their help with our mortgage. From the very start, they made everything feel straightforward and took a lot of stress out of the process for Amelia and me. Karl was great at explaining our options in a way that made sense, and we always felt like we were in safe hands. The whole team was friendly, efficient, and genuinely looked out for us. We really appreciate everything they did and would happily recommend Westways Financial to anyone needing honest and reliable mortgage advice. Thank you 🙏

Michael Chong

3 Jun 2025

We had such an incredible experience with Karl and his team! We got a rejection with the first mortgage firm we used, then we got recommended to Karl and West Ways Financial. From the beginning till the very end they were professional, knowledgeable and genuine dedicated to helping us obtaining this mortgage. All steps and communication were clear, and these are absolute responsible people! It was a stressful journey but with their hard work and expertise we still managed to secure this property successfully. Unquestionably very much recommended!