Top 10 Best HMO Brokers in the UK (2026)
Ranked shortlist of directory brokers who list hmo experience. Same pool and rules as the niche guide.
Shortlist
FCA-regulated brokers in our directory with hmo specialisation, ordered as below.
| # | Broker | Verified | Rating |
|---|---|---|---|
| 1 | JF Financial Solutions | 5.0 (133) | |
| 2 | Swindon Property Group | 5.0 (89) | |
| 3 | Winwell Financial Consultancy Ltd | 5.0 (79) | |
| 4 | Dean Vaughan Mortgages | 5.0 (39) | |
| 5 | Green & Green Mortgage and Protection | 5.0 (39) | |
| 6 | The Mortgage Store Nottingham | 5.0 (30) | |
| 7 | BE Mortgaged | 5.0 (22) | |
| 8 | Nubo Mortgages | 5.0 (13) | |
| 9 | Cyborg Finance | 5.0 (8) | |
| 10 | Art of Mortgage | 5.0 (5) |
How this list is built
We use transparent directory signals only — no paid placement. Brokers must list hmo in our directory, using the same matching rules as the pillar page. Order is based on verification signal, then average rating, then total review count. This is directory ordering, not a personal recommendation or financial advice.
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.

Landlord Fined £35,000 for HMO Violations
A landlord in St Helens has been fined £35,000 for HMO violations, highlighting the importance of compliance with housing regulations.

HMO Landlords Invest Despite £10,000 Costs
HMO landlords are investing significantly in property improvements despite rising costs, with many planning to expand their portfolios.

Planning Refusals for HMOs Surge: Impact on the Mortgage Market
HMO planning refusals have more than doubled since 2021, impacting landlords and tenants in the UK mortgage market.

HMO Planning Refusals Double: Impact on the Mortgage Market
HMO planning refusals have doubled since 2021, impacting landlords and the mortgage market significantly.

Fleet Mortgages Revamps HMO Options with New Fees
Fleet Mortgages has reintroduced fixed-rate options for HMO and MUFB properties, offering landlords more flexibility in financing.

Fleet Mortgages Launches New HMO and MUFB Products
Fleet Mortgages has reintroduced two five-year fixed-rate options for HMO and MUFB properties, enhancing choices for landlords.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice.Always verify details directly and seek independent advice before making financial decisions.