Top 10 Best Expat Lenders in the UK (2026)
Ranked shortlist of lenders in our directory — same data and rules as our Expat guide. Not a personal recommendation; see how we rank below.

Top 10
How this list is built
We use transparent directory signals only - no paid placement.
- Lenders must show active expat focus in our lender directory data.
- Order is based on active status, lender type grouping, then alphabetical tie-break.
- This is directory ordering, not a personal recommendation or financial advice.
Shortlist
Lenders in our directory with expat focus, ordered as above.
8 lenders
Axis Bank UK
bankLondon
Bank of China UK
bankLondon
HSBC UK
bankBirmingham
West Bromwich Building Society
building societyWest Bromwich
CHL Mortgages
specialistPeterborough
Magellan Homeloans
specialistLondon
Sancus Lending
specialistLondon
Skipton International
specialistSt. Peter Port, Guernsey
Axis Bank UK
bankLondon
Bank of China UK
bankLondon
HSBC UK
bankBirmingham
West Bromwich Building Society
building societyWest Bromwich
CHL Mortgages
specialistPeterborough
Magellan Homeloans
specialistLondon
Sancus Lending
specialistLondon
Skipton International
specialistSt. Peter Port, Guernsey
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.
Important Information
Mortgage118 is not a lender or broker. This page reflects directory information only and is not financial advice. Confirm FCA status and suitability with an adviser before you act.