McGill Mortgages is an FCA-regulated mortgage broker based in Scottish Borders, TD1 1BA, specialising in Residential. Rated 5/5 from 159 reviews.
Unverified profile
Verification is pending.
Meet our experienced team of mortgage professionals
Miya Kitson
19 Feb 2026We received an absolutely phenomenal service. As first time homeowners we didn’t know where to start. Derek made the process very simple and easy to understand. No questions were unanswered and each piece of advice given was highly thought through. Our best interest was at the forefront the entire time. We are now happy in our little home mortgage sorted, insurances sorted, etc. I couldn’t recommend a better mortgage advisor!
Abbie Turner
28 Dec 2025I had an excellent experience with Derek McGill while buying my first home with my partner. As first-time buyers, the process felt overwhelming at times, but Derek was incredibly patient, knowledgeable, and supportive throughout. He explained everything clearly, made sure I understood my options, and was always available to answer questions and offer reassurance. Derek worked hard to find the best mortgage for my situation and made the whole process feel smooth and stress-free. I genuinely felt looked after from start to finish. I couldn’t recommend Derek highly enough to any first-time buyer looking for expert advice and outstanding service.
Sarahmclean
16 Dec 2025From our first conversation through to completion, my mortgage adviser(Derek Watson) provided outstanding support. He took the time to understand our situation, explained all options clearly, and kept us informed at every stage. His professionalism and attention to detail was outstanding , as a 1st time buyer I was very anxious Derek gave me real peace of mind throughout the whole process. It was more of a relaxed friendly approach he has with his clients it makes it more of a personal touch which put me at ease. I would highly recommend Derek to anyone seeking expert mortgage advice
Faye Mulford
19 Nov 2025Derek was really helpful when we bought our first home. He made the process feel easier and we knew that we could trust him. He gave us constant updates about our mortgage application and we knew if we needed him no matter what time of day, he was there. We are so glad we know Derek so that he can continue to help us with our mortgage in the future.
Lauren Torrance
19 Nov 2025We cannot recommend Derek highly enough! From start to finish, he made the whole mortgage process so easy. We had our mortgage in principle within a day, and he was always super responsive to texts and calls. Buying a new home can be incredibly stressful, but with Derek, it was completely stress-free. My husband and I were so happy with his support and guidance, and we would recommend him 100 times over!
No memberships listed.
Regulatory Status
Appointed Representative
Authorised Representative Of
Mortgage Advice Bureau Limited
Practical guides and explainers from our blog — relevant to this mortgage type.
Compare fixed and variable rate mortgages side by side. Understand the pros and cons of each, how the Bank of England base rate affects your payments, and which suits your situation.
Interest-only mortgages are harder to get but still available. This guide explains current criteria, which lenders offer them, repayment strategies, and alternatives if you don t qualify.
What credit score do you need for a UK mortgage? This guide covers the minimum scores lenders look for, how to check your score, and practical steps to improve it before applying.
Despite a slight dip in UK house prices in September, the market shows a 1.3% increase over the past year. This growth suggests resilience amidst economic uncertainties, with implications for buyers and homeowners alike. A deeper understanding of these trends can help stakeholders make informed property finance decisions.
Scottish Borders, South Scotland
Borders Mortgage Hub is a mortgage broker based in Scottish Borders, South Scotland.
Scottish Borders, South Scotland
Blythe & Shepherd Mortgages is a mortgage broker based in Scottish Borders, South Scotland.
Scottish Borders, South Scotland
Dewar & Partners is a mortgage broker based in Scottish Borders, South Scotland.
South Ayrshire, South Scotland
Renwick Mortgage Solutions is a mortgage broker based in South Ayrshire, South Scotland.
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
Social Media
Follow McGill Mortgages on social media for updates and insights.