Darren Ratcliffe
28 Feb 2025Huge thanks to Jonathan at F&H. He's a great mortgage advisor and makes complex situations really easy and stress free. I now won't use anyone else!
Failsworth & Hollinwood Independent Mortgages Ltd is an FCA-regulated mortgage broker based in Oldham, OL8 3QJ, specialising in Buy-to-Let, First Time Buyers, Residential. Rated 4.9/5 from 8 reviews.
Unverified profile
Verification is pending.

Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
Awaiting broker claim/verification to unlock team profiles.
Darren Ratcliffe
28 Feb 2025Huge thanks to Jonathan at F&H. He's a great mortgage advisor and makes complex situations really easy and stress free. I now won't use anyone else!
Abaid Hayat
1 Nov 2023I would firstly like to start by saying Jonathan is a people’s person and by far the best in the business, I was firstly reluctant to use a mortgage broker, but I did and I couldn’t be happy with the service provided by them. We were let down by the seller on one property I called Jonathan straight away to discuss my options within 1 hour he secured me a brand new deal. The best around 5****
Mohammad Javed
12 Aug 2022I bit the bullet and went down the mortgage route after house hunting for over 3 years - I know, I'm picky! I was recommended by others to speak to Jonathan about mortgages, his advice is second to none, he isn't in it for himself, he genuinely is there to support you throughout the whole process. He went over and beyond in his support and made the whole process less stressful. You are always in capable hands when it comes to Jonathan. I recommend him highly to others.
RGL
8 May 2021It can be daunting for first time buyers which we were. Trying to understand the legal jargon understand what the checks are and having someone who can answer all those niggling questions that you need answering, Especially the ones that come to you at 4:00 a.m. Failsworth and hollinwood ensured that my experience was painless and my every need was catered for no matter how big or small. I was told from the outset there are no daft questions so ask. I was given fantastic financial advice and was able to share my personal information with Failsworth and Hollinood freely without any problems. The whole experience for us easy due to the professional manner of Jonathan and the thoroughness or everything he did. I can honestly say that I would never use any other company but Failsworth and Hollinood. My policies that were required were taken care of and they went above and beyond for me and my family. Thank you Jonathan for everything. Matt, Michelle, Meg, Mason and Melody, and vinny the dog.
Laura Tate
3 Mar 2021Jonathan has been excellent throughout the whole process of buying our first house, we couldn't have done it without him! We hit many bumps in the road whilst trying to secure our house and mortgage during Covid, and Jonathan was there throughout to support and reassure us. He was always available to answer any questions we had, and kept us updated on the process throughout. Jonathan arranged the solicitors for us and even the transfer of our utilities and home insurance once we moved, making moving so much easier! I can't recommend Jonathan at Failsworth & Hollinwood enough and I have already passed on his details to friends. Thanks!
No memberships listed.
Regulatory Status
Direct Authorisation
Get clarity on rates, affordability, and next steps in one quick conversation.
This broker is currently not verified
Contact details will unlock when the broker verifies the listing.
Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.


Staffordshire, North West
Fidenti Mortgages & Protection Ltd is a mortgage broker based in Staffordshire, North West.

Lymm, North West
WISEONE is a mortgage broker based in Lymm, North West.

Bolton, North West
Aspect Mortgages is a mortgage broker based in Bolton, North West.

Liverpool, North West
Make Mortgages Easy is a mortgage broker based in Liverpool, North West.
This listing is not yet verified.
Tell us your goals and budget in under 2 minutes and we will suggest suitable FCA-regulated verified brokers nearby.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
This broker is currently not verified
Contact details will unlock when the broker verifies the listing. This your company?
Tell us your goals and budget in under 2 minutes and we will suggest suitable FCA-regulated verified brokers nearby.
Social Media
Follow Failsworth & Hollinwood Independent Mortgages Ltd on social media for updates and insights.