mark omalley
4 Mar 2026Neil has been our mortgage advisor for many years now. Absolutely gold standard service , makes the complicated process of mortgages so easy. Neil goes above and beyond to help his clients and cannot recommend him enough.
Aspect Mortgages is an FCA-regulated mortgage broker based in Chorley, PR7 1HR, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 355 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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mark omalley
4 Mar 2026Neil has been our mortgage advisor for many years now. Absolutely gold standard service , makes the complicated process of mortgages so easy. Neil goes above and beyond to help his clients and cannot recommend him enough.
Dawn Jackson
5 Feb 2026I’ve worked with Neil Massam for years now and wouldn’t go to anyone else for my mortgage or life insurance advice. He listens carefully, understands exactly what I need, and supports me through every step of the process. As someone who’s self-employed, securing mortgages can be more complex, but Neil consistently makes it feel straightforward and stress-free. He explains everything clearly, handles the details efficiently, and always fights my corner to get the right outcome. Reliable, knowledgeable, and genuinely supportive. I can’t recommend him highly enough.
Steph Rawlings
1 Feb 2026I have dealt with Mark through a remortgage and a more recently a house move and he has been consistently fantastic. He doesn't mind how many questions I ask (or how many times I ask the same one), he always has time to answer and explain. I would not hesitate in recommending Mark to anyone looking for help with the mortgage process. Thanks again Mark!
Jamie Burke
9 Jan 2026I have been lucky enough to be working with Aspect for several years now and specifically with Neil. In a space that is always slightly daunting no matter how many mortgages you have taken out or renewed, Neil is always on hand to make the process seamless. With a professional yet friendly approach to client management I know I am getting the very best advice for my needs. If I have any questions Neil is always happy to explain things and suggest solutions. Would highly recommend and will be using myself for years to come.
Katy Bradley
19 Nov 2025I'd particularly recommend Neil Massam at Aspect Mortgages, he came recommended via a colleague. He did everything he could do give us as smooth a process as possible. Took everything we said into account, it was refreshing not to have to keep repeating the same details again and again. Neil is human and understood that we are too. Everything was transparent from the start, no surprise extra charges. Brilliant service, friendly, warm and understanding from start to finish.
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Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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