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Welcome to WordPress. This is your first post. Edit or delete it, then start writing!

By David Sampson
29 September 2025
1 min read
Mortgage118 Insights
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TL;DR

  • •Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
  • •Borrowers should compare fixed and variable options based on timeline and affordability.
  • •Working with a specialist broker can help secure more suitable lender options.

Welcome to WordPress. This is your first post. Edit or delete it, then start writing!

About David Sampson

David Sampson writes about the UK mortgage market for Mortgage118, covering specialist lending, market trends, and practical advice for borrowers. All content is reviewed for accuracy against FCA guidelines and current market data.

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Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.

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