Top 10 Best Second Charge Lenders in the UK (2026)
Ranked shortlist of lenders in our directory — same data and rules as our Second Charge guide. Not a personal recommendation; see how we rank below.
Top 10
How this list is built
We use transparent directory signals only - no paid placement.
- Lenders must show active second charge focus in our lender directory data.
- Order is based on active status, lender type grouping, then alphabetical tie-break.
- This is directory ordering, not a personal recommendation or financial advice.
Shortlist
Lenders in our directory with second charge focus, ordered as above.
6 lenders
Alternative Bridging Corporation
specialistLondon
London Credit
specialistLondon
Magnet Capital
specialistLondon
Masthaven
specialistLondon
Roma Finance
specialistSheffield
United Trust Bank
specialistLondon
Alternative Bridging Corporation
specialistLondon
London Credit
specialistLondon
Magnet Capital
specialistLondon
Masthaven
specialistLondon
Roma Finance
specialistSheffield
United Trust Bank
specialistLondon
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.
Second Charge Mortgages: Complete Guide to Additional Borrowing
29 September 2025Read
Important Information
Mortgage118 is not a lender or broker. This page reflects directory information only and is not financial advice. Confirm FCA status and suitability with an adviser before you act.