Katie Wright
11 Jan 2026Felipe is extremely professional, knowledgable and genuinely personable. We will use his services again - and would highly recommend.
Mortgage Broker Preston | Felipe Garcia Mortgage & Protection is an FCA-regulated mortgage broker based in Ribble Valley, PR3 3RS, specialising in Buy-to-Let, First Time Buyers, Holiday Lets and 2 other areas. Rated 5/5 from 33 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Katie Wright
11 Jan 2026Felipe is extremely professional, knowledgable and genuinely personable. We will use his services again - and would highly recommend.
Beth Pickering
13 Nov 2025As first-time buyers, we’ve been working with Felipe for several months and he has supported us throughout the entire process. He has been incredibly helpful, guiding us through each stage, explaining our options, and giving clear advice on different scenarios to make the journey as smooth as possible. Felipe worked quickly and efficiently on our case, especially when it came to submitting our mortgage application. We’ve felt well-looked-after and confident throughout, and we’re very grateful for all his help. Highly recommend
Matt Jackson
15 Oct 2025Felipe has made dealing with our mortgage completely stress free, which is exactly what we were looking for. He was very informative and always went above and beyond what we asked, nothing was ever too much trouble, even when we changed our minds a few times!. We will definitely be using his service in the future. Cheers Felipe 🤝
amy charnley-parry
12 Sept 2025Felipe has been such a massive help and support while we navigate our house move. We've had lots of moving parts with new self-employment and deciding whether to rent or buy in the short term, and Felipe has been incredibly helpful and patient at every point. He's very knowledgeable and has accessed mortgage options that we would never have known about without him. Couldn't ask for more. Thanks Felipe!
Connor McNab
27 Jul 2025Me and my partner were looking to expand our mortgage options. We went and spoke with Felipe about a range of suggestions for our shared ownership property; purchasing 100 percent, overpaying our current mortgage or even moving home. Felipe guided us, listened to all our questioned and answer in such a neutral way that was beneficial for us. We felt comfortable, happy and well supported to make a big decision and were extremely well informed on the right choice from his clear wealth of knowledge. Felipe discussed with us and helped us to come to the best decision for out family, and we are truly grateful for the professional, kind and supportive service we received - we will continue to use Felipe in the future.
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Regulatory Status
Direct Authorisation
FCA Number
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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