Ben Garratt Mortgages & Protection

We honestly couldn’t have asked for a better mortgage advisor. From start to finish, he was absolutely fantastic. He was incredibly responsive, always quick to answer our questions, and made himself available for calls at times that worked for us, even if that meant after work. We felt fully informed at every stage of the process and completely confident in the advice he was giving us. His help and guidance were invaluable, especially as first time buyers navigating everything for the first time. Even after we had secured a mortgage and paid for his services, he continued to keep in touch, and amazingly, he ended up securing us an even better deal. He genuinely made what could have been a stressful and overwhelming process feel much smoother and more manageable. We would highly recommend him to anyone buying their first home, and we’ll definitely be using him again when the time comes to remortgage.

Ben offers a fantastic service, I used him to remortgage my existing property where he delivered a prompt and great value service. He also offered me advice on how to manage my mortgage for a forthcoming planned home moves. Would recommend his services to any family member and friend.

Ben was fantastic throughout our mortgage process as first-time buyers. He secured us a great deal and went above and beyond chasing the provider when issues came up on their end, which kept everything moving smoothly. He was always approachable, clear, and guided us through what to do and when, making the whole experience far less stressful. We’d highly recommend Ben to anyone looking for a reliable and supportive mortgage advisor.

Ben was brilliant throughout my mortgage renewal. He kept an eye on the rates and managed to get me a slightly better deal just before renewal when rates dropped again. Super organised, clear communication, and made everything feel easy and stress-free. Would definitely recommend. Thanks for everything Ben :)

Ben recently helped me with the re-mortgage of a buy to let property as I was coming to the end of my loan term. I was dreading the re-mortgage, as I thought it would take months and that I would have to' jump through hoops' to satisfy the new lender. However, Ben made it very easy for me and from when conveyancers were instructed, it only took 4 weeks to completion The process was surprisingly very simple and straightforward and I was able to track progress online. Ben got me a great deal which significantly reduced my repayments and was always on hand to help and very quick to respond with any queries I had. He is very professional and knowledgeable and I would highly recommend his services.