AFP Pinner is an FCA-regulated mortgage broker based in Harrow, HA5 4QP, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 3 reviews.
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Meet our experienced team of mortgage professionals
Tom Jacob
7 Feb 2026Dilip was my mortgage advisor, I couldn't have asked for anyone better. Right from the beginning he was prompt, guided me well and was very fast in getting things done. Most importantly, he will respond to my calls and messages promptly, which is the most important quality that you would need in this area. I was given updates in every step of the process. And because of his support everything went well. Thank you Dilip.
Brandon Fox
16 Jan 2021Darryl was really helpful in organizing my buy to let mortgage. He found me a great rate and was always very quick to respond and helped me through the mortgage process. Highly recommend!
AJ
10 Jan 2021Contacted AFP Pinner to remortgage. Excellent service throughout. Honest, impartial advice and I felt completely at ease with the rates and products they'd provided. Would not hesitate to use again.
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Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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