Clever Financial Services is an FCA-regulated mortgage broker based in Brent, HA3 0AH, specialising in Buy-to-Let, First Time Buyers, Remortgages and 3 other areas. Rated 5/5 from 127 reviews.
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Meet our experienced team of mortgage professionals
Francisco xavier Fernandes
6 Mar 2026I recently worked with Clever Financial Services and the team has been very supportive and responsive with any queries or concerns I had. The team itself works well together and nothing is less, in terms of being professional and dedicated. I sincerely thank the whole Clever Finance team.
Alex Ortega
8 Dec 2025I’ve known Bhavik for a long time, and he and his team truly went above and beyond to get me the best possible deal for my mortgage. They stayed in constant contact throughout the entire process, offering helpful advice from beginning to end.
inkesh patel
2 Oct 2025Working with Rohit and bhavik was a fantastic experience! They were professional, patient, and made the mortgage process simple and hassle-free. Truly trustworthy and highly recommended! Thank you Bhavik an team....😊
Chaku Patel
2 Oct 2025Clever Financial Services made the mortgage process smooth and stress-free. Extremely knowledgeable, responsive, and professional. They guided me every step of the way and ensured I got the best deal. Highly recommended!
Jennifer Akite
16 Sept 2025I received an excellent mortgage advice and customer service from Clever Financial Services. Bhavik and his team (Rohit and Deepen) handled everything to do with the mortgage including finding a lender with good rates. It made the process of getting a mortgage smooth and stress free. Bhavik is very professional and knowledgeable. I want to thank Clever Financial Services for their help. I highly recommend Clever Financial Services.
No memberships listed.
Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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