Chris Evans
24 Nov 2025Worked with Ben to get a new mortgage, I would endorse them fully fo all of their support, help, guidance and support. Don’t spend your time going elsewhere, this is where you’ll get the service you deserve
Peter Richards Financial Ltd is an FCA-regulated mortgage broker based in Peterborough, PE7 8NR, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 5 reviews.
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Meet our experienced team of mortgage professionals
Chris Evans
24 Nov 2025Worked with Ben to get a new mortgage, I would endorse them fully fo all of their support, help, guidance and support. Don’t spend your time going elsewhere, this is where you’ll get the service you deserve
Stephen Rennie
20 Jun 2023My wife & I used James Moore for our first house. James was incredibly patient and helpful, he really guided us through our first purchase and our renewal. Can't recommend James enough, helping with everything and always available to answer questions that arose during the process. We also had a lot of bother even arranging viewings in the beginning as some agents requested to see our AIP & James guided us through this & contacted agents to confirm our affordability, without giving away our AIP amount. I can't thank James enough for helping us through what is one of the most stressful times in life, a really calming influence.
Macdoris Daft
20 Sept 2021Great advice, as usual. I highly recommend their services
Morgan Stevenson
25 Jun 2021Expert professionnal advice on mortgages and buy to let properties. Excellent service with clear, regular communications. Highly recommend using their expertise. Thank you.
Veronika P
1 Aug 2019Everything is quick and easy with them. Highly recommended!
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Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

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