HSD Mortgage Advice is an FCA-regulated mortgage broker based in Leeds, WF3 1UJ, specialising in Buy-to-Let, Commercial, First Time Buyers and 2 other areas. Rated 5/5 from 1 review.
Unverified profile
Verification is pending.
Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
Awaiting broker claim/verification to unlock team profiles.
Rachael Stewart
10 Jan 2026Spoke to Harjit recently. He is a really professional guy. Reviewed my mortgage options and discussed at length my life insurance needs. Opened my eyes to how important it really is. Really knowledgeable and friendly. Would recommend to anyone. Thank you.
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Regulatory Status
Direct Authorisation
FCA Number
918604Get clarity on rates, affordability, and next steps in one quick conversation.
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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