Stephen Bennett
2 Mar 2026Absolutely fantastic, explained every step of the process and found us an excellent and affordable mortgage. Would highly recommend.
Firefighter Mortgages UK is an FCA-regulated mortgage broker based in Leeds, LS2 8AJ, specialising in Buy-to-Let, First Time Buyers, Help to Buy and 3 other areas. Rated 5/5 from 56 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Stephen Bennett
2 Mar 2026Absolutely fantastic, explained every step of the process and found us an excellent and affordable mortgage. Would highly recommend.
Ryan Bailey
5 Feb 2026Leanne is brilliant! Replies to messages quickly, you know exactly where you are up to in the process and she is honest about which deals are best. I’ve used firefighter mortgages more than once and wouldn’t hesitate to use again and again.
Sophie Kemp
22 Jan 2026The service has been brilliant, always available for support and advice and have made the process a lot smoother for us. Would definitely recommend.
ALLY ANDERSON
19 Oct 2025Absolutely top drawer service from Cathy. Knowledgeable, honest, reliable and professional. We will definitely be using them again. Made the stressful process of finding a mortgage seamless. Cathy was always available to answer and queries or questions we had and make the process nice and smooth. 5 stars
Daniel Rowsell
16 Oct 2025Amazing company! Cathy has been super professional and friendly throughout. Her knowledge and expertise have really stood out. The whole process has felt more like talking to a friend rather than a business. I can’t recommend this company enough!
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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