Philip Macartney
24 Dec 2025I’ve had continuous problems with Crunch to the point where it’s honestly a joke.
To start with, the platform itself is terrible. You’re effectively paying around £180 a month for them to do nothing more than file submissions, because almost everything else has to be done manually by you. There is no real automation, no AI assistance, and no intelligent transaction matching.
Even something as basic as recording and matching a client payment is broken. I’ll log a payment in the app to keep things tidy, then later go to match transactions. The system will suggest a “potential match”, I confirm it, and then it unmatches my original client record. That forces me to go back into client payments and rematch everything again. I’m literally doing the same work twice because the system can’t handle a basic workflow.
Currency handling is even worse. The platform cannot convert USD properly. You’re expected to go to an Excel spreadsheet, look up historical exchange rates for the exact transaction date, manually convert the amount, and then upload that figure into Crunch. In 2025, this is completely unacceptable.
There is no automation for matching, no smart categorisation, and no time-saving features. Xero or QuickBooks do a better job at a fraction of the pain, and they actually have modern features built in.
Support is just as bad as the platform. I’ve reported these issues multiple times. Every time someone asks what’s wrong, I explain it again, and nothing ever gets fixed. Emails are routinely ignored. The only way to get a response is to phone them, after which they suddenly reply to the email. Then you respond back, and they ignore you again.
The final straw was payroll before Christmas. I emailed them 13 to 15 days in advance asking for a simple salary update for one of my employees so I could run payroll early. Complete silence. No replies at all. I finally had to call on the 23rd. They responded on the 24th, gave me incorrect information, and then told me payroll had already been filed without my requested changes. I was then told it would need to be refiled and that HMRC “doesn’t like that”.
So despite giving plenty of notice, following up repeatedly, and doing everything right, I was left scrambling days before Christmas because of their incompetence and lack of communication.
At the end of the day, you’re paying £180 a month for almost nothing. If you’re going to do all the work yourself anyway, you’re far better off using Xero or QuickBooks and paying an accountant separately to file things. You’ll save money, save time, and avoid this mess entirely.
Crunch is outdated, poorly built, badly supported, and completely unfit for modern businesses. Having to manually convert USD transactions in Excel in 2025 is a disgrace.
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