James Rawlinson
18 Sept 2025Honestly could not thank Andy at Mortgage gate anymore. Andy has been an absolute blessing throughout this journey.
Mortgage Gate Financial Services Ltd is an FCA-regulated mortgage broker based in Sefton, PR9 8NY, specialising in Buy-to-Let, Commercial, First Time Buyers and 3 other areas. Rated 5/5 from 3 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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James Rawlinson
18 Sept 2025Honestly could not thank Andy at Mortgage gate anymore. Andy has been an absolute blessing throughout this journey.
richard davies
1 Dec 2023What can I say about Andy, this guy just gets it over the line. We went to him from a recommendation from a family member with the line if anyone can he can. We went to Andy with very complex background and requirements and he pulled it out the bag. The lender although difficult with there requirements and timeframe was made easy by Andys constant re-assurance and updates. from DIP to offer it was 2 months and I spoke to Andy more than i spoke to my wife. We had lost all hope of our home owning dream until we had spoken to Andy and now we are a day away from completion with the mortgage now paid out. Andy is a genuine, honest and hardworking professional who knows the market and his lenders. I would 100% recommend him to everyone and there is only 1 guy for us going forward.
CloudSurfing.G
29 Jan 2021Outstanding! I could not of asked for better, more professional assistance to arrange my mortgage. Will highly recommend to anyone.
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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