Ewa Brzeska - Independent Mortgage Adviser is an FCA-regulated mortgage broker based in Location not specified, specialising in First Time Buyers, HMO, Ltd Co and 1 other areas. Rated 5/5 from 104 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Regulatory Status
Direct Authorisation
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Major UK lenders including Halifax Intermediaries and TSB are reducing mortgage rates, potentially saving first-time buyers hundreds of pounds annually. This comes amidst a gradual recovery in the mortgage market.

As of April 2026, the UK base rate stands at 3.75%, impacting first-time buyers. A guide by Mortgage Chain Ltd offers advice on navigating this high-rate environment.

February s stronger-than-expected 0.5% GDP growth could impact the UK mortgage market. A potential base rate decrease could lead to significant savings for first-time buyers and remortgagers.
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