Jemma Pritchard
18 Feb 2026We used Harry for our recent remortgage and he was very informed, after booking our initial rate, he proactively managed to secure are a better rate. Highly recommend .
HTFS Limited is an FCA-regulated mortgage broker based in Bromley, BR2 0DA, specialising in Adverse Credit, Buy-to-Let, First Time Buyers and 4 other areas. Rated 5/5 from 5 reviews.
Unverified profile
Verification is pending.

Meet our experienced team of mortgage professionals
Jemma Pritchard
18 Feb 2026We used Harry for our recent remortgage and he was very informed, after booking our initial rate, he proactively managed to secure are a better rate. Highly recommend .
Ridgeway Darts FC
29 Jan 2026Excellent service. Have already recommended to family and friends.
Charlie Phillips
27 Jan 2026Incredibly helpful throughout the whole process. Very prompt to respond to any queries and able to give very helpful advice. Would highly recommend to anyone looking for a Mortgage Broker.
Joe Mourat
26 Jan 2026Wonderful experience with Harry at HTFS, very experienced broker thats been informative and accessible anytime I needed. Highly recommend.
Nimrah Anjum
26 Jan 2026The experience from start to finish has been great. The entire process has been easy and stress free which I attribute wholly to Harry’s expertise and help. All queries were responded to promptly and the entire process was explained in a way in which was easy to understand. The level of professionalism has been outstanding.
No memberships listed.
Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.

Yes, you can get a mortgage with a CCJ. This guide explains which lenders accept CCJs, how long you need to wait, what size CCJ matters, and how a specialist broker helps.

How to get a mortgage after bankruptcy or an IVA in the UK. Covers discharge timelines, which lenders consider applications, deposit requirements, and rebuilding your credit.

Been declined for a mortgage? Don t panic. This guide explains the most common reasons for rejection and the practical steps you can take to get approved, including specialist broker options.
Having adverse credit doesn t mean you can t get a mortgage. Learn how to secure approval with our complete guide.

Newham, London
The HMO Mortgage Broker is a mortgage broker based in Newham, London.

Enfield, london
Winwell Financial Consultancy is a mortgage broker based in Enfield, london.

Wandsworth, london
Oportfolio Mortgage Brokers is a mortgage broker based in Wandsworth, london.

Islington, london
Brick2Brick Mortgage Solutions is a mortgage broker based in Islington, london.
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
Social Media
Follow HTFS Limited on social media for updates and insights.