Mortgage & Money Management is an FCA-regulated mortgage broker based in Southend-on-Sea, SS0 0QL, specialising in Buy-to-Let, Commercial, First Time Buyers and 4 other areas. Rated 5/5 from 6 reviews.
Unverified profile
Verification is pending.
Meet our experienced team of mortgage professionals
Gabriela Andronic
27 Jun 2024Highly recommended and Highly satisfied with the Service received from David and Marc. They made all process easier for us. The communication was brilliant and everything was explained well. If you ever need Mortgage don't worry they are the best and ready to help you out! Great company! 100 % Recommended and 🌟🌟🌟🌟🌟 Thank you both!
DORCUS MUCHIRI
19 Oct 2019Considering how little I knew about any of the processes, Stephen,David and Leona have literally held my hand. They had confidence in my application where other agents literally gave up before starting. Such genuine hardworking people going over and beyond what I needed. I will definitely hope to work with them again in future!keep up the good work!
Danny Polaine
30 Jun 2019I have used M&MM for a number of our own mortgages as well as several for buy to let properties. On each occasion they have been professional, efficient and courteous throughout the whole process which in some instances was arduous due to circumstances outside of their control. I cannot recommend them enough.
Joanne Foy
4 Jun 2019We would highly recommend Mortgage & Money Management for the great service they provided us and my son with on the purchase of his first home. In particular I would like to mention Stephen Martin, he held our hands through a great many problems, some we created for ourselves others were by the Mortgage Provider and Solicitor and in each case he was quick, highly efficient and kept us updated at all times and got us out of an almighty pickle!! He made us feel totally at ease and you felt like you were dealing with a friend which helps in the minefield which is obtaining a mortgage and purchasing a home! We will be looking to use the company and in particular Stephen when it comes to getting our finances future proofed as we head towards retirement.
Zahir Islam
19 Jun 2018Mortgage & Money Management is a honest, transparent and imperial mortgage advisory who provides you the best offers and advice from the Market. Stephen is very hardworking and reliable mortgage advisor who goes extra mile. I am very happy with his excellent service and will recommend him to others.
No memberships listed.
Regulatory Status
Direct Authorisation
FCA Number
452616Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
Hertfordshire, East of England
Addlife Financial LTD is a mortgage broker based in Hertfordshire, East of England.
Trafford, north-west
JF Financial Solutions is a mortgage broker based in Trafford, north-west.
Enfield, london
Winwell Financial Consultancy is a mortgage broker based in Enfield, london.
Wandsworth, london
Oportfolio Mortgage Brokers is a mortgage broker based in Wandsworth, london.
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
Social Media
Follow Mortgage & Money Management on social media for updates and insights.