Harbour Financial is an FCA-regulated mortgage broker based in Rochford, SS11 8TD, specialising in Holiday Lets, Residential. Rated 5/5 from 12 reviews.
Unverified profile
Verification is pending.
Meet our experienced team of mortgage professionals
Nicky Edwards
1 Oct 2025Excellent service from Harbour Financial. Sarah and Sammy are a great team, offering clarity, transparency, looking at the bigger picture - truly listening to our needs in both pension matters and re-mortgaging. Certainly took the pain and worry away.
Julia Harvey
1 Oct 2025Sammy from Hatbour financial has helped us we a few mortgage and protection products now and I wouldn't go anywhere else. She explains everything so clearly and patiently, give us great advice, gets the best rates nothing is too much hassle. Thank you!
Charles Joynson
24 Sept 2025Good Reliable and Honest Advice. I've been with them for over 20 years and my pension has risen massively due to their good advice and careful fund selection.
Lauren Grove née Burke
26 Feb 2025Sammy was absolutely wonderful ensuring we were going to get the best mortgage offer to reflect our needs and budget. She was incredibly understanding to our needs and ensured everything we mentioned were implemented. She was so professional and proficient with such attentive care; I will definitely use Sammy again without a doubt. Her trusting and compassionate personality made me & my husband feel so at ease with our financial situations.
Larna Macdonald
25 Feb 2025Highly recommend Sammy, she explained everything so well went through all our options she was so helpful! Have also used Sarah in previous years for life insurance, she was fab too and answered all of my many questions. Would highly recommend both these ladies, honestly they were brilliant.
No memberships listed.
Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
A guide to holiday let mortgages in the UK — covering lender criteria, income requirements, Furnished Holiday Lettings tax changes, and how to find the best rates.
Compare holiday lets and buy-to-lets as investment strategies. Understand the differences in mortgage criteria, tax treatment, income potential, and management requirements.
Use our guide to calculate holiday let mortgage costs, including stress tests, rental income projections, and how lenders assess seasonal letting income for affordability.
Complete guide to holiday let mortgages. Learn about rental income requirements, planning considerations, and investment potential.
Hertfordshire, East of England
Addlife Financial LTD is a mortgage broker based in Hertfordshire, East of England.
Trafford, north-west
JF Financial Solutions is a mortgage broker based in Trafford, north-west.
Enfield, london
Winwell Financial Consultancy is a mortgage broker based in Enfield, london.
Wandsworth, london
Oportfolio Mortgage Brokers is a mortgage broker based in Wandsworth, london.
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
Social Media
Follow Harbour Financial on social media for updates and insights.