Norfolk Mortgages is an FCA-regulated mortgage broker based in Broadland, NR7 0TA, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 145 reviews.
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Meet our experienced team of mortgage professionals
meenakshi phanse
2 Mar 2026I was assisted by Victoria from Norfolk mortgages. She was very prompt in sorting my mortgage out. I am new to the UK and a first time home buyer, hence needed extra help. She advised me well and answered all my queries. I highly recommend them as mortgage service.
Jakub Dziegielewski
17 Feb 2026Victoria Payne and her team were absolutely fantastic from start to finish. They explained everything clearly and made the whole mortgage process feel straightforward. Managed to sort everything out, securing a mortgage very quickly. Highly recommend!
Greta Vainutytė
16 Dec 2025As a first-time buyer, I couldn’t have asked for a better mortgage advisor. Victoria explained everything clearly, took the time to answer all questions, and made the whole process feel far less overwhelming. Communication was excellent throughout, and I always felt supported and reassured. Her knowledge and professionalism made a huge difference. We were also supported by Steve from Norfolk Mortgages, who helped us secure the best income protection policies for our needs. His help, thoughtfulness, and attention to detail were greatly appreciated and really added to the overall experience. I’d highly recommend both Victoria and Steve to any first-time buyer looking for clear, honest advice and excellent support.
mateusz rak
4 Dec 2025We couldn’t be more grateful for the incredible support we received from Norfolk Mortgages. Buying a home can be a stressful journey, but they made every step feel clear, manageable, and genuinely personal. From the very beginning, they treated us not just as clients but as people — always patient, always reassuring, and always ready to explain things in a way that made us feel confident and informed. Their communication was outstanding, and we felt supported from the first conversation all the way to completion day. What truly stood out was the kindness and dedication shown throughout the entire process. It felt like having a trustworthy partner by our side, someone who really cared about helping us achieve an important milestone for our family. Thank you, Norfolk Mortgages, for guiding us through this journey with professionalism, warmth, and honesty. We wouldn’t hesitate to recommend you to anyone looking for a team that genuinely goes above and beyond.
Laur
1 Dec 2025My partner and I are first time buyers, and just completed purchase on our new home. Couldn't be happier with Norfolk Mortgages, and highly recommend them - Victoria went above and beyond to ensure we got the best deal possible that fit our needs. Excellent communication and smooth, speedy process.
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Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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