N Y
8 Mar 2026Jo has been fantastic with her expert, honest advice in helping me secure a new mortgage, and made the process stressfree and seamless. Highly knowledegable and professional - i cannot recommend Jo highly enough! Thank you :)
JPN Mortgage Solutions Limited Chelmsford is an FCA-regulated mortgage broker based in Chelmsford, CM2 8PT, specialising in Buy-to-Let, First Time Buyers, Remortgages and 2 other areas. Rated 5/5 from 210 reviews.
Unverified profile
Verification is pending.

Meet our experienced team of mortgage professionals
N Y
8 Mar 2026Jo has been fantastic with her expert, honest advice in helping me secure a new mortgage, and made the process stressfree and seamless. Highly knowledegable and professional - i cannot recommend Jo highly enough! Thank you :)
Vincenzo Adamo
7 Mar 2026I have had the pleasure of having Jo as my mortgage broker. From the very beginning she has been nothing but professional, knowledgeable, friendly, very available and incredibly patient to a first time buyer with literally 0 experience in how the process of buying a house works. She constantly went above and beyond her job description and provided guidance in house matters that are not strictly pertinent with her line of work making use of her clearly vast experience in this field. Through my job I could have had a mortgage broker for free but I wholeheartedly believe Jo's service is worth every single penny as she has managed to secure a good rate for me amidst the ongoing tensions in the world which threaten to inflate mortgage interest rates. I don't know what else to add but to once again recommend her to anyone looking to get a mortgage. Buying a house is already quite stressful and Jo has helped lessen that burden.
Alex Norton
7 Mar 2026Absolutely fantastic broker! I was a first time buyer 4 years ago & Jo helped me so much to get on the property ladder. Highly recommended, literally wouldn’t go anywhere else thank you!
Matt Baddiley
16 Feb 2026I honestly cannot thank Jo enough, I knew from the offset my application wouldn't be exactly straight forward yet I was assured I’d get a mortgage. 3 weeks later I’ve got a mortgage at a great rate and everything is going through fine. Deserves more than 5 stars, couldn’t recommend her more.
Joe Creamer
18 Sept 2025Outstanding Service from Start to Finish! Working with Jo was an absolute pleasure from day one. As a local mortgage advisor, she brought a perfect blend of professionalism, knowledge, and genuine care to the entire process. Jo took the time to really understand my situation and walked me through every step with patience and clarity. No question was too small, and her advice was always honest, tailored, and incredibly helpful. What really stood out was how responsive and proactive she was — I never had to chase her for updates, and she always made sure I felt informed and supported. Thanks to Jo, what could have been a stressful experience was smooth, straightforward, and even enjoyable. I can’t recommend her highly enough. If you’re looking for someone you can trust to help you navigate the mortgage process with confidence, Jo is the one to call
No memberships listed.
Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

Hertfordshire, East of England
Addlife Financial LTD is a mortgage broker based in Hertfordshire, East of England.

Trafford, north-west
JF Financial Solutions is a mortgage broker based in Trafford, north-west.

Enfield, london
Winwell Financial Consultancy is a mortgage broker based in Enfield, london.

Wandsworth, london
Oportfolio Mortgage Brokers is a mortgage broker based in Wandsworth, london.
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
Social Media
Follow JPN Mortgage Solutions Limited Chelmsford on social media for updates and insights.