Ben Donovan
8 Feb 2022Really happy with the service provided by David, he helped us select the right mortgage for our house move and saw the process through from start to finish. 5* service
Stamford Mortgage Advice is an FCA-regulated mortgage broker based in Peterborough, PE9 3DU, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 9 reviews.
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Ben Donovan
8 Feb 2022Really happy with the service provided by David, he helped us select the right mortgage for our house move and saw the process through from start to finish. 5* service
Amanda Yuen
3 Jan 2022David has been my broker for a number of years and I thought it was about time I shared how happy I have been with his services. Most recently David helped me and my partner buy our dream house as well as keep out old house as a buy to let, and we wouldn’t be here without David's expertise and dedication! David went above and beyond and got us the borrowing amount we needed at an affordable rate, and was very good at putting me at ease by translating technical terms into English and helping me understand the differences between each of the options in front of us. David was thorough, responsive, fast, and efficient and I couldn’t recommend him more highly!
Rory Dunsmuir
31 Aug 2021David Whitwell has been great throughout the process of helping us to find and secure a mortgage, I would not hesitate to recommend to anyone. Friendly and professional service
Matthew Pollitt
22 Jan 2021I had some difficulty remortgaging my property with the current climate (late 2020), struggling to even get a fair valuation done on my property without it going to cost me, so I approached Derngate wealth management. David understood the situation and with his knowledge and resources secured me a straight forward no hassle mortgage that I was happy with. I was extremely busy with my current work and David had the patience and consideration to keep communication open. I will be using this service again and again from now on.
Andrew Dempsey
3 Dec 2019David has been an absolute super star. He was recommended to me for a re mortgage to pay off a help to buy loan. He has helped us with a not so straight forward life insurance policy also. He has offered some great advice and been a pleasure to deal with. I would definitely recommend him as a person and his professional skills within his role. Quite simply a great experience. Thank you David.
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Regulatory Status
Direct Authorisation
FCA Number
217742Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

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Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
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