Top 10 Best Second Charge Brokers in the UK (2026)
Ranked shortlist from our directory — same broker pool and rules as our Second Charge guide. Not a personal recommendation; see how we rank below.
How this list is built
We use transparent directory signals only - no paid placement.
- Brokers must list second charge in our directory, using the same matching rules as the pillar page.
- Order is based on verification signal, then average rating, then total review count.
- This is directory ordering, not a personal recommendation or financial advice.
Shortlist
FCA-regulated brokers in our directory with second charge specialisation, ordered as above.
10 brokers
Yellow Brick Mortgages
Norwich
Yellow Brick Mortgages is a mortgage broker based in Norwich. The firm supports clients with Adverse Credit and Auction mortgages.
Create Finance
Derby
Create Finance is a mortgage broker based in Derby. The firm supports clients with Adverse Credit and Auction mortgages.
Advantage Financial Solutions
Thornbury
Advantage Financial Solutions is a mortgage broker based in Thornbury. The firm supports clients with Adverse Credit and Auction mortgages.
The Finance Planning Group
Crawley
The Finance Planning Group is a mortgage broker based in Crawley. The firm supports clients with Adverse Credit and Buy-to-Let mortgages.
Allegro
Stantonbury
Allegro is a mortgage broker based in Stantonbury. The firm supports clients with Adverse Credit and Auction mortgages.
Finance Planning
Haywards Heath
Finance Planning is a mortgage broker based in Haywards Heath. The firm supports clients with Adverse Credit and Auction mortgages.
Smart Advice
Thornbury
Smart Advice is a mortgage broker based in Thornbury. The firm supports clients with Adverse Credit and Auction mortgages.
Faulkner Powell Mortgages
Stoke-on-Trent
Faulkner Powell Mortgages is a mortgage broker based in Stoke-on-Trent. The firm supports clients with Adverse Credit and Bridging mortgages.
The Levels Financial
Taunton
The Levels Financial is a mortgage broker based in Taunton. The firm supports clients with Adverse Credit and Auction mortgages.
Number One Mortgages
Adur
Number One Mortgages is a mortgage broker based in Adur. Established in 2004. The firm supports clients with Adverse Credit and Auction mortgages.
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.
Second-Charge Mortgages: How They Work & When to Use One
A complete guide to second-charge mortgages — how they work, when they re better than remortgaging, typical rates and fees, and how to apply through a specialist broker.
Second Charge vs Remortgage: Which Is Right for You?
Should you take a second-charge mortgage or remortgage? Compare the costs, pros, and cons of each option. Understand when keeping your existing deal and adding a second charge saves money.
Second Charge Mortgage Lenders: Who Offers the Best Rates?
Compare specialist second-charge mortgage lenders in the UK. See current rates, maximum LTVs, lending criteria, and which lenders accept adverse credit or complex income.
Second Charge Mortgages: Complete Guide to Additional Borrowing
Complete guide to second charge mortgages. Learn about additional borrowing, uses, and application process.
Important Information
Mortgage118 is not a lender or broker. This page reflects directory information only and is not financial advice. Confirm FCA status and suitability with an adviser before you act.