Top 10 Best Second Charge Brokers in the UK (2026)
Ranked shortlist from our directory — same broker pool and rules as our Second Charge guide. Not a personal recommendation; see how we rank below.
Top 10
How this list is built
We use transparent directory signals only - no paid placement.
- Brokers must list second charge in our directory, using the same matching rules as the pillar page.
- Order is based on verification signal, then average rating, then total review count.
- This is directory ordering, not a personal recommendation or financial advice.
Shortlist
FCA-regulated brokers in our directory with second charge specialisation, ordered as above.
10 brokers
| # | Broker | Verified | Rating |
|---|---|---|---|
| 1 | Kerr & Watson Limited | 5.0 (209) | |
| 2 | Greenshoots Financial Ltd | 5.0 (153) | |
| 3 | JF Financial Solutions | 5.0 (133) | |
| 4 | Look 4 Mortgages Ltd | 5.0 (38) | |
| 5 | Smart City Mortgages | 5.0 (19) | |
| 6 | Art of Mortgage | 5.0 (5) | |
| 7 | Winstanley Mortgage Services Ltd | 4.9 (61) | |
| 8 | Stratton Regent Mortgages | 4.9 (59) | |
| 9 | MATCH MORTGAGES LIMITED | 4.9 (19) | |
| 10 | Jubilee Finance | 4.0 (4) |
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.
Second Charge Mortgages: Complete Guide to Additional Borrowing
29 September 2025Read
Important Information
Mortgage118 is not a lender or broker. This page reflects directory information only and is not financial advice. Confirm FCA status and suitability with an adviser before you act.