Top 10 Best Second Charge Brokers in the UK (2026)
Ranked shortlist from our directory — same broker pool and rules as our Second Charge guide. Not a personal recommendation; see how we rank below.
How this list is built
We use transparent directory signals only - no paid placement.
- Brokers must list second charge in our directory, using the same matching rules as the pillar page.
- Order is based on verification signal, then average rating, then total review count.
- This is directory ordering, not a personal recommendation or financial advice.
Shortlist
FCA-regulated brokers in our directory with second charge specialisation, ordered as above.
10 brokers
Kerr & Watson Limited
Rushmoor
Kerr & Watson Limited is a mortgage broker based in Rushmoor. The firm supports clients with Adverse Credit and Bridging mortgages.
JF Financial Solutions
Trafford
JF Financial Solutions is a mortgage broker based in Trafford. Established in 2018. The firm supports clients with Adverse Credit and Buy-to-Let mortgages.
Look 4 Mortgages Ltd
Calderdale
Look 4 Mortgages Ltd is a mortgage broker based in Calderdale. The firm supports clients with Adverse Credit and Bridging mortgages.
Smart City Mortgages
City of London
Smart City Mortgages is a mortgage broker based in City of London. Established in 2016. The firm supports clients with Adverse Credit and Auction mortgages.
Art of Mortgage
Derby
Art of Mortgage is a mortgage broker based in Derby. Established in 2025. The firm supports clients with Adverse Credit and Auction mortgages.
Winstanley Mortgage Services Ltd
Bolton
Winstanley Mortgage Services Ltd is a mortgage broker based in Bolton. Established in 2002. The firm supports clients with Adverse Credit and Buy-to-Let mortgages.
Stratton Regent Mortgages
Swanscombe and Greenhithe
Stratton Regent Mortgages is a mortgage broker based in Swanscombe and Greenhithe. The firm supports clients with Adverse Credit and Bridging mortgages.
MATCH MORTGAGES LIMITED
Wendover
MATCH MORTGAGES LIMITED is a mortgage broker based in Wendover. The firm supports clients with Bridging and Buy-to-Let mortgages.
Jubilee Finance
Suffolk
Jubilee Finance is a mortgage broker based in Suffolk. Established in 2008. The firm supports clients with Adverse Credit and Bridging mortgages.
Martland Mortgages
Sefton
Martland Mortgages is a mortgage broker based in Sefton. Established in 2008. The firm supports clients with Adverse Credit and Auction mortgages.
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.
Second Charge Mortgages: Complete Guide to Additional Borrowing
Important Information
Mortgage118 is not a lender or broker. This page reflects directory information only and is not financial advice. Confirm FCA status and suitability with an adviser before you act.