Rachel Davidson at The Mortgage Store Grimsby is an FCA-regulated mortgage broker based in North East Lincolnshire, DN33 2LY, specialising in Buy-to-Let, Commercial, First Time Buyers and 3 other areas. Rated 5/5 from 26 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Amy Quickfall
2 Mar 2026Rachel and Jo always provide a professional, friendly service. Always there to help and support and answer all my questions. I would highly recommend using this team to help you remortgage and find the right life insurance. Brilliant service - Thank you Rachel and Jo :)
Patrick Simon Clarke
3 Oct 2025Rachel delivered outstanding service for my son and daughter during a complex and protracted mortgage journey. The case involved Help to Buy, a separation, and several moving parts that could easily have stalled the process. From day one, Rachel was proactive and reassuring—she laid out clear steps, anticipated lender queries, and handled paperwork and timelines with precision. Her communication was superb: we always knew where we stood, what was coming next, and why. When hurdles cropped up, Rachel stayed calm, liaised directly with the relevant teams, and found practical solutions that kept everything on track. Thanks to her perseverance and expertise, we achieved the new mortgage offer we needed. Beyond the technical skill, her empathy and professionalism were exemplary. Rachel is a tremendous asset to The Mortgage Store, and we would recommend her without hesitation.
A Hews
23 Sept 2025Absolutely recommend Rachel, she is friendly, honest and down to earth making sure I understood everything. Will be coming to her again when I remortgage. Thanks again!
MRG Ltd
22 Oct 202410/10 service from Rachel Davidson. Rachel is the best mortgage advisor that we have ever used, nothing is too much trouble, always on hand to help with quick turnarounds. We would 100% recommend Rachel & her team.
Martina Perry
27 Apr 2023I would highly recommend Rachel Davidson at The Mortgage Store Grimsby due to the outstanding work she completed as my mortgage advisor. She recently assisted me with finding new deal that was suitable to my current financial situation. Rachel listened carefully to my needs and provided me with valuable insights that helped me make informed decisions. I found Rachel to be incredibly responsive and always available to answer any questions or concerns that I had. She kept me informed every step of the way, and her attention to detail ensured that everything went smoothly and efficiently. Overall, I was extremely satisfied with the service I received from Rachel and would highly recommend her to anyone in need of a mortgage advisor. Her knowledge, experience, and commitment to her clients are truly exceptional.
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Regulatory Status
Direct Authorisation
FCA Number
305330Get clarity on rates, affordability, and next steps in one quick conversation.
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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