PenLife Associates

I had 2 separate pension pots, which didn't seem to be doing so well, and thought that combining them would be a good idea. So I turned to Penlife for advice in early 2025. James Wadsworth has been excellent. He reviewed my existing pension pots, and advised that by switching to Penlife the returns from the investment would potentially be more beneficial. I've recently had my annual review with James, and the value of the investment has increased more than I expected, considering the risk taken was medium risk.

My wife and I have been clients of Pen Life for several years now. In addition they have dealt with my mother in law’s finances and helped us manage our power of attorney responsibilities. We have been in the capable hands of James for the last few years and have found him very approachable, knowledgeable and good humoured. He is an excellent listener so always understands our needs and gets things moving quickly when needed. All in all we feel our finances are well looked after by Pen Life.

I have been a client of PenLife Associates for the past 20 years. Having worked in the pensions industry myself for the past 40 plus years, I have always found that my adviser has always listen carefully and professionally to my financial needs. In particular, from the minute you arrive at the office for a review meeting, you are made to feel very welcomed by the reception staff as well as the support staff to my consultant / adviser. Tom Hughes is my adviser, and I have always found him to be well organised and has brought a number of challenges to my current thinking. He has provided many well thought out solutions for my financial needs and has always followed up his actions in a very prompt manner. This provides me with the confidence that my financial affairs are being managed effectively.

After putting off getting professional financial advice for many years I contacted Deb Jacobs and the team at Pen Life, and what a revelation. The advice she gave me was brilliant. It gave me the peace of mind and confidence to invest in their product and it has literally changed my life. I cannot recommend them highly enough. Dave Baker (now retired)

Review for Deb at PenLife I’ve been working with Deb at PenLife for the past seven years, and I truly couldn’t ask for a better financial advisor. From the moment I retired on short notice, Deb stepped in with professionalism and a clear, friendly way of explaining everything at a level I could easily understand. What has impressed me most is how steady and effective her guidance has been — even through some challenging economic times, she consistently delivered solid results and kept my retirement plan on track. Beyond her financial expertise, Deb genuinely takes an interest in you as a person. She feels more like a trusted friend who’s looking out for your best interests than just an advisor doing a job. That personal connection has made all the difference. I absolutely recommend Deb and PenLife to anyone looking for knowledgeable, dependable, and truly caring financial guidance. They’re exceptional.