Keynote Mortgage Solutions Ltd is an FCA-regulated mortgage broker based in Newcastle-under-Lyme, ST5 0JB, specialising in Buy-to-Let, Commercial, First Time Buyers and 2 other areas. Rated 4.9/5 from 49 reviews.
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Meet our experienced team of mortgage professionals
Harry Inskip
3 Mar 2026Martin and Sakura have been amazing in getting me my first mortgage on buy to let the process was so easy and completely stress free on my behalf. The best at what they do. Thanks again I will definitely be using you again in the near future as i look to build my property portfolio.
Katie Challinor
25 Feb 2026As a first time buyer myself moving with my partner Dan, I honestly couldn’t have asked for better support from Jake and Emma. They’ve been incredibly responsive, patient and reassuring throughout the whole process. A few years ago I was in debt and never imagined I’d be in a position to buy our own home — so this means the world to Dan and I. They made everything feel straightforward, kept us updated constantly and answered every (many!) questions I had without hesitation. We’ve now received our mortgage offer and couldn’t be more grateful. Highly recommend to anyone, especially first-time buyers who need that extra reassurance!
Loredana Irimia
22 Feb 2026Together with Martin and Sakura we went through the entire process of purchasing our house. They provided us with constant support, guided us with the necessary documents, kept us informed of each stage and helped us with the documents requested by the lawyers. They also recommended a professional person for an additional survey and supported us in concluding the right insurance policies for us. We recommend them with all confidence and thank them for their professionalism and involvement.
olatunji oluwafemi
5 Nov 2025A huge thank you to Martin and Sakura at Keynote Mortgage solutions for all their help with my house purchase! They were both amazing from start to finish — patient, supportive, and always happy to explain things clearly. They really went above and beyond to make the process as easy and stress-free as possible. I’m so grateful for their hard work and would definitely recommend them to anyone looking for friendly and professional mortgage advice.
Steve Gutteridge
12 Sept 2025I’ve just received my mortgage offer with Keynote mortgages. From the moment I spoke to Martin and the team I knew I had made the right decision. Martin went above and beyond in setting the mortgage up quickly for me and getting me the best deal on the market, this was important as the purchase was agreed to complete within 30 days as a deposit had been paid. Charlotte dealt with any enquiries with me and chased the lender and agent to ensure a smooth transaction. I would highly recommend Keynote and do not hesitate recommending them to everyone ! Thank you 🙏
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Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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