Xact Mortgages is an FCA-regulated mortgage broker based in North Warwickshire, B46 3BL, specialising in First Time Buyers, Remortgages, Residential. Rated 5/5 from 2 reviews.
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Meet our experienced team of mortgage professionals
Talana Hancox
13 Feb 2021Asked Mike from Xact Mortgages to assist with our mortgage deal. What a fantastic and knowledgeable guy. I cannot thank Mike enough snd would have given him 10 stars if I could. He is fantastic. Thank you for your help Mike.
Will Shields
2 Nov 2020We used Xact mortgages for buying our first property and thought that it was going to be difficult to arrange a mortgage. Using Mike from Xact mortgages, this couldn't have been further from the truth. Couldn't have asked for an easier process. Mike and his team were always available for any question and always replied very promptly. Could not recommend them enough!
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Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
Blockchain technology could significantly transform the UK homebuying process, potentially saving the average person around £8,000 over a lifetime of property transactions.
Major UK lenders including Halifax Intermediaries and TSB are reducing mortgage rates, potentially saving first-time buyers hundreds of pounds annually. This comes amidst a gradual recovery in the mortgage market.
As of April 2026, the UK base rate stands at 3.75%, impacting first-time buyers. A guide by Mortgage Chain Ltd offers advice on navigating this high-rate environment.
February s stronger-than-expected 0.5% GDP growth could impact the UK mortgage market. A potential base rate decrease could lead to significant savings for first-time buyers and remortgagers.
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