ellie talbot
27 Aug 2025Brilliant service! cannot fault them⭐️
Mortgage and Protection for Life is an FCA-regulated mortgage broker based in Staffordshire Moorlands, ST8 6AB, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 4.5/5 from 8 reviews.
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Meet our experienced team of mortgage professionals
ellie talbot
27 Aug 2025Brilliant service! cannot fault them⭐️
Kozma Viktória
17 Apr 2025Absolutely amazing service from Paul . Best in the area . He made my first time buying the easiest process ever .
Felicity Evans
26 Apr 2021Absolutely amazing service from start to finish when selling and purchasing my new home. Paul has provided such a fantastic and seamless service during very difficult times. Helping me to secure my mortgage, life insurance along with selling my home. 😍
Ali Hamaad
9 Aug 2018I would recommend Paul’s broker service without hesitation. After being let down by our original broker I contacted Paul through recommendation. Straight from the outset he was friendly and efficient. He managed to arrange a fairly complex couple of transactions involving a buy-to-let plus residential mortgage in just 2 weeks. He is very responsive and always returns queries quickly. He has direct contact with underwriters and a back up plan if plan A won’t work. We are really pleased to have him sort our mortgages for us. Recommended without reservation.
Shannon Shipley
28 Aug 2017Really friendly and helpful through mortgage process. They made it easy to understand and were approachable and easy to contact. Will go again when I need my mortgage renewed.
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Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

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