Robert Johnson
28 Jan 2026Harm was patient, explained everything concisely and straightforwardly, and gave top notch help throughout! Would highly recommend.
Cavalier Financial Solutions | Stoke-on-Trent is an FCA-regulated mortgage broker based in Staffordshire Moorlands, ST8 7FE, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 4.6/5 from 11 reviews.
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Meet our experienced team of mortgage professionals
Robert Johnson
28 Jan 2026Harm was patient, explained everything concisely and straightforwardly, and gave top notch help throughout! Would highly recommend.
Alex Robb
18 Nov 2025We dealt with Hugh who was extremely helpful. Always on hand when needed and has imparted a lot of knowledge. Would highly recommend to anyone.
Princess Tavernier
25 Oct 2025Thank you, Hugh for your service and professionalism in helping us secure our new home.
Jacob Molloy
30 Sept 2025Harm Was brilliant from start to finish and I couldn't recommend him and Cavalier Financial Solutions enough. As a first time buyer I found the whole experience very stressful, but Harm put me at ease, answered any questions I had no matter how stupid they seemed, and made sure that I was kept well up to date. This resulted in me being approved for a mortgage at the first time of asking and has left me over the moon with the service I received, thanks again Harm.
Mar A
1 May 2025Hugh didn't just get a mortgage for me, he also supported me with advice and chasing solicitors for me at no extra charge. As a first time buyer, it was really great to be able to ask someone questions
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Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

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